Would the conveyancing practitioners identified via your search tool conduct auction conveyancing in Downe?
There are a number of auction solicitors we can put you in touch with those conducting auction conveyancing. Downe is one of hundreds of locations where our lawyers have a presence.
Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who handled the conveyancing in Downe 10 years ago are no longer around. What are my options?
As long as the title is registered the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, identify your property and obtain up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
I am purchasing a new build house in Downe with a loan from Chelsea Building Society. The sellers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not inform my conveyancer about the deal as it may adversely affect my loan with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Downe in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some lenders will refuse to give a loan on such a house.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Downe. Conveyancing will be smoother if you use a solicitor in Downe especially if they regularly deal with such properties in Downe.
Taking into account that I will soon part with 450k on a garden flat in Downe I would like to talk to a solicitor concerning thetransaction prior to giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your conveyancing in Downe.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Downe should be the figure that you end up paying.
The conveyancing solicitors handling our conveyancing in Downe has sent documents to review that state the property is unregistered with epitome documents. Is it not the case that all houses in Downe are registered?
Whilst the vast majorities of properties in Downe are now registered with the Land Registry there are still some that remain unregistered. Any property in Downe that has been purchased since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Downe property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Downe conveyancing practitioners will be familiar with such matters but where uncertainty prevails the standard guidance nowadays is for the seller’s conveyancer to undertake the registration formalities first and subsequently sell - this will have a domino effect to result in a protracted transaction.