Me and my partner are purchasing our first home. The property lawyer has messagedto enquire if we wish to purchase additional conveyancing searches. We are really unsure what's recommended for conveyancing in Downe
The range of Downe conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your general approach to risk. What matters is that you adequately appreciate what information the searches could give you. Then you can make a decision if you consider that you need that search. Where you are unclear, ask the solicitor to explain.
We're in Downe, FTBs purchasing with a mortgage (lender is HSBC , and our solicitor is on the HSBC conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are getting a further advance on our home loan from Aldermore as we want to carry out renovations to our house in Downe. Do we need to appoint a local Downe solicitor on the Aldermore conveyancing panel to handle the legals?
Aldermore do not ordinarily appoint firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
Completion of my purchase has taken place for my property in Downe. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My sealed bid on a house in Downe has been agreed to, the sellers do however have a tied purchase. The sellers have put an offer on a property, however it’s not been accepted yet, and have viewings of other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Downe. What do I do now? When do I get the mortgage application with Coventry BS started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Downe conveyancing search fees, etc). The first course of action is to ensure that your solicitor is on the Coventry BS approved list. Concerning the subsequent steps this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. In a rising market many home buyers will apply for the mortgage with Coventry BS and pay for the valuation and only if it was satisfactory would they ask their property lawyer to move forward with the conveyancing in Downe.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Downe?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Downe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Downe?
At this site secure an accurate quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Downe. As opposed to estate agents and brokerage sites we do not operate commission deals with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most commission, rather than the best value conveyancing in Downe
I am looking for a conveyancing practitioner in Downe for my house move. Is it possible to see a firm’s record with the legal regulator?
Members of the public can see presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator could monitor telephone calls for training purposes.