Do conveyancers ask for an advanced payment for conveyancing in Boscastle?
If you are buying a property in Boscastle your solicitor will request that you to provide them with monies to cover the search fees. Ordinarily this is needed to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this should be needed shortly in advance of contracts are exchanged. Any further balance that is needed should be sent to your lawyer a few days ahead of the day of completion.
My wife and I have a terraced Georgian property in Boscastle. Conveyancing practitioner acted for me and Coventry Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Boscastle and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who completed the work.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Boscastle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Boscastle
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Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, chain free conveyancing. Boscastle is the location of the property. What do you suggest?
Flying freeholds in Boscastle are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Boscastle you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Boscastle may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm remortgaging my primary home to a BTL mortgage with The Royal Bank of Scotland and I will use the rest of the raised equity as a deposit on further house. The area we are interested in is Boscastle. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?
Do use our search tool on this page to be sure that the lawyers are approved by both banks. On the basis that they are the conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and communicate your expectations and needs.
Is planning permission required to convert a single dwelling into a couple of flats in Boscastle? This has been carried out to a property adjacent to my home in Boscastle and was unaware of the conversion until the works were finished.
Planning Consent yes. Building Reg Approval yes.