It is a dozen years since I bought my home in Boscastle. Conveyancing solicitors have now been instructed on the sale but I am unable to locate the title documents. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by your mortgage company or they could be archived with the solicitor who oversaw the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Boscastle involves registered property but in the rare situation where your property is not registered it is more of a problem but is not insurmountable.
I understand that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Boscastle? or Apparently there is historic law that means some homeowners residing in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this relevant for conveyancing in Boscastle?
Unless a previous purchase of the property completed after 12 October 2013 you could assume that conveyancing practitioners conducting conveyancing in Boscastle to continue to advocate a chancel search and or insurance against a claim.
The deeds to my house are lost. The lawyers who handled the conveyancing in Boscastle 5 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title official documentation to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a quick, chain free conveyancing. Boscastle is the location of the property. Can you shed any light on this issue?
Flying freeholds in Boscastle are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Boscastle you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Boscastle may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am a sole trader intending to take over a lease of an office on the high street. Can you recommend lawyers offering fixed charges for commercial conveyancing in Boscastle for below £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Boscastle, including the sale and acquisition of businesses as well as simply property. If you are looking to acquire or lease a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. Regarding the fees this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or telephone so as to enable us to supply you with a detailed commercial conveyancing calculation.
My husband and I are new on the property ladder - had an offer accepted, but the agent told us that the seller will only go ahead if we use the agent's recommended solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a high street solicitor accustomed to conveyancing in Boscastle
It is improbable the vendors are driving this. If they require ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and explain that (a)you are genuine buyers (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you are going to appoint your own,trusted Boscastle conveyancing lawyers - not the ones that will provide the estate agent a commission or achieve conveyancing thresholds set by HQ.