My Conveyancer in Boscastle is not on the The Mortgage Works Solicitor Panel. Can I still continue with my prefered solicitor notwithstanding that they are excluded from the The Mortgage Works approved list?
The limited options open to you here include:
- Carry on with your preferred Boscastle solicitors but The Mortgage Works will need to retain a conveyancer on their panel. This will result in additional total legal fees as well as cause delays.
- Choose an alternative solicitor to to deal with the conveyancing, obviously checking they are on the The Mortgage Works panel
I need some quick conveyancing in Boscastle as I am under pressure to sign on the dotted line within 4 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to have searches carried out although no solicitor would advise that you don't. With plenty of history conveyancing in Boscastle the following are instances of what can appear and therefore affect future mortgageability: Enforcement Actions, Overdue Charges, Outstanding Grants, Unadopted Roads,...
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who dealt with the conveyancing in Boscastle 4 years ago are no longer around. What do I do?
In today’s world there are copies made of almost everything, and your conveyancer should be aware exactly where to locate all the relevant paperwork so you can purchase or dispose of your house without a hitch. Where duplicates can’t be located, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on the property.
I opted to have a survey carried out on a house in Boscastle before retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders will refuse to issue a loan on this type of property.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Boscastle. Conveyancing will be smoother if you use a solicitor in Boscastle especially if they are acquainted with such properties in Boscastle.
Am I right to be concerned about estate agents that I am dealing with are encouraging me to use a web based conveyancing firm rather than a High Street Boscastle conveyancing practice?
As with lots of professional services, often suggestions from relatives can be worth their weight in gold. Nevertheless there are numerous players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all put forward solicitors to instruct. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but occasionally there might be a commercial relationship behind the endorsement. You are at liberty to choose your own conveyancer. You need to be aware that some mortgage providers specify a panel list of lawyers you are obliged to use for the mortgage aspect of your conveyancing.
I today become aware that one of the directors of the conveyancing practice handling the purchase conveyancing in Boscastle is an aunty of the vendor. Is this acceptable?
Provided no conflict arises this is permitted. If you are needing a mortgage then the bank may have a say as many mortgage companies have specific instructions concerning this. For example for Halifax as of 16/12/2024, the requirements read as follows :