It is a dozen years since I bought my property in Tintagel. Conveyancing solicitors have just been retained on the sale but I can't locate the deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be retained by the lender or they could be archived with the solicitor who acted in the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Tintagel involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
Do I have to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Tintagel so that I can attend their offices if necessary.
Nowadays approved lawyers for mortgage companies carry out the vast majority of communications through Royal Mail, internet or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in England or Wales. However you can see if you can still book an appointment to visit conveyancing lawyer if you prefer.
A friend suggested that if I am buying in Tintagel I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Tintagel conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Tintagel around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Tintagel Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding Tintagel.
The deeds to my house can not be found. The conveyancers who did the conveyancing in Tintagel 4 years ago are no longer around. What are my options?
Nowadays there are copies made of almost everything, and your conveyancer should be aware exactly where to look for all the suitable documentation so you can purchase or dispose of your house without a hitch. If copies can’t be found, your conveyancer can arrange cover in the form of insurance or indemnities against future claims on the premises.
Is it possible to swap firm as I have to appoint a firm on the Bank of Scotland conveyancing list. I was using a local conveyancing solicitor in Tintagel round the corner but he is not approved by Bank of Scotland
It would be our pleasure to help you select a conveyancing solicitor in Tintagel on the Bank of Scotland panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Tintagel. In making use of search facility on this site, you can compare fees for conveyancing solicitors in Tintagel and beyond.
I need to retain a conveyancing solicitor for my conveyancing in Tintagel. I've land on a site which seems to have the perfect solution If it is possible to get all this stuff completed via phone that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?