My husband and I are intent on buying property in Camelford. My Solicitor has never been on on the lender solicitor list. Can I still retain my Camelford conveyancing solicitor even though they are excluded from the bank approved list?
Various options include
- Complete the purchase with your chosen Camelford solicitor but your lender will need to appoint a solicitor from their approved list. This will result in additional fees together with probable interruption.
- Choose a new conveyancer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
- Convince your lawyer to do everything possible to join the mortgage company panel of solicitors
Having sold my house in Camelford last September yet the purchaser is whats apping me to moan that her solicitor is waiting to hear from mine. What are the post completion sale formalities following completion?
Post completion of your house sale your conveyancer is obliged to send the transfer documentation and all of the paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer should also evidence that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There are no post completion procedures just for conveyancing in Camelford.
I have a mortgage with Kent Reliance for my property in Camelford. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
You must advise Kent Reliance before letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel lawyer.
I had an offer accepted on a property in Camelford on 23/9/2025, valuation was booked 3 days later, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Camelford solicitor - who is on the RBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Camelford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Arc property Solicitors a few years past for my conveyancing in Camelford. Now, I need the documents however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Camelford of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Camelford with a loan from TSB. The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not disclose to my conveyancer about the deal as it could jeopardize my mortgage with TSB. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're FTB’s - agreed a price, yet the estate agent informed us that the vendor will only proceed if we appoint their chosen conveyancers as they want a ‘quick sale’. We would rather use a family conveyancer used to conveyancing in Camelford
We suspect that the seller is not behind this ultimatum. Should the seller want ‘a quick sale', taking such a hostile approach to a motivated purchaser is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to go, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you intend to use your preferred Camelford conveyancing lawyers - rather thanthe ones that will provide their estate agent a kickback or achieve conveyancing thresholds demanded by senior management.