My fiance and I are purchasing a leasehold flat in Broadway. My Solicitor has never been on on the mortgage company solicitor panel. Am I still permitted to continue with my Broadway conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
You must instruct a lawyer to deal with the legal work required when you take out a mortgage to purchase your home. They will conduct all the appropriate legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. One could select a Broadway property lawyer of your choice. Nevertheless, if the property lawyer appointed is not a member of the lender solicitor panel additional charges will arise as separate legal representation will be need by the lender. Lender panel applications can be submitted, so where your lawyer has not previously sought membership they should do so.
My brother and I have just acquired a property in Broadway. We have noticed several problems with the house which we consider were missed in the conveyancing searches. What action can we take? What searches should? have been carried out for conveyancing in Broadway?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in Broadway. Conveyancing searches and investigations undertaken during the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, the vendor fills in a questionnaire referred to as a SPIF. If the information proves to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Broadway.
When it comes to mortgage companies such as Coventry BS, do Broadway solicitors face a yearly amount to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Is there a list of Aldermore panel solicitors in Broadway on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few mortgage companies make their panel listings visible over the internet. If you are in need of a Broadway conveyancing practitioner on the Aldermore please make the most of our facility.
I have paid off my mortgage with Nottingham. I assume I don't need a Broadway conveyancing practitioner on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I used Stirling Law a few years past for my conveyancing in Broadway. Now, I need the files however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Broadway of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I need to retain a conveyancing solicitor for sale conveyancing in Broadway. I have chance upon a site which seems to have the ideal offering If there is a chance to get all this stuff completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
The mortgage broker has recommended their conveyancing practitioner for our conveyancing in Broadway - Is it not simpler easier to just instruct them?
It is worth checking if the estate agent is recommending a lawyer or introducing to a property lawyer. There are plenty of Broadway selling agents who recommend two or three Broadway conveyancing firms purely based on those lawyers offering a great service.