I am buying a semi-detached house in Bishops Cleeve. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Bishops Cleeve you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bishops Cleeve.
How does conveyancing in Bishops Cleeve differ for new build properties?
Most buyers of new build residence in Bishops Cleeve approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because house builders in Bishops Cleeve usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bishops Cleeve or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Bishops Cleeve in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bishops Cleeve. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bishops Cleeve to see if the conveyancing costs will increase in light of this.
I'm remortgaging my current house to a BTL mortgage with HSBC Bank and I will use the ballance of the raised equity as a deposit on another property. The neighborhood we are interested in is Bishops Cleeve. Will your conveyancers be able to act for the two lenders and link together the two deals?
Do use our comparison tool on this page to check that the lawyers are on the relevant lender panels. On the basis that they are the solicitor will be able to simultaneously deal with the two deals but you should have a chat with you solicitor and make clear your expectations and requirements.
My husband and I are first time buyers - agreed a price, but the selling agent informed us that the owners will only go ahead if we appoint the agent's recommended lawyers as they need a ‘quick sale’. We would rather use a high street solicitor used to conveyancing in Bishops Cleeve
It is highly unlikely the owners are driving this. If they desire ‘a quick sale', turning down a motivated purchaser is not the way to achieve this. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to go, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you are going to instruct your own,trusted Bishops Cleeve conveyancing firm - as opposed tothose that will give the negotiator at the agency a commission or meet his conveyancing targets set by corporate headquarters.
How much experience do your Bishops Cleeve conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Bishops Cleeve conveyancing lawyers help thousands of buyers move home every year and assisted plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Bishops Cleeve conveyancers have worked on recent similar cases.