Can your site be used to locate a Conveyancing solicitor in Winchcombe even where I’m not purchasing or disposing of a house, for example where I want to acquire a shop in Winchcombe with a loan from Chelsea Building Society?
Our comparison service is mainly used to select residential conveyancing solicitors in Winchcombe but we have recorded at the bottom of this page a selection of Winchcombe commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Chelsea Building Society
About to place a bid on a leasehold property in Winchcombe. The estate agents tell me that it is standard for flats in Winchcombe to have less than 75 years remaining. I am getting a loan with Platform. Will the property be mortgageable given that the lease has 69 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/2/2025 the requirements read as follows :
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Winchcombe?
There are many recorded licenced Conveyancers in Winchcombe and Solicitor firms in Winchcombe who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal work in the home buying process. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We previously chose conveyancers based in Winchcombe on the Leeds Building Society solicitor approved list. They are now charging me a supplemental amount for handling the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. The fee is not dictated by Leeds Building Society but by your Winchcombe conveyancing practitioner. Plenty of firms on the Leeds Building Society panel will quote an ‘acting for lender’ fee but some firms include it on their overall fee.
The mortgage over my property is with Kent Reliance for my property in Winchcombe. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Your original mortgage agreement with Kent Reliance will provide that you need their approval prior to renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel solicitor.
I have been told that property searches are the main cause of delay in Winchcombe house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Searches are unlikely to feature in any holding up conveyancing in Winchcombe.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who handled the conveyancing in Winchcombe 5 years ago are no longer around. What are my options?
Nowadays there are copies made of almost everything, and your conveyancer will be aware precisely where to find all the appropriate documentation so you can buy or sell your house without a hitch. If duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against possible claims on the premises.
I need to appoint a conveyancing solicitor for my conveyancing in Winchcombe. I happened to land on a site which looks to be the perfect offering If it is possible to get all formalities done via email that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?