I am planning to acquire a flat and need a conveyancing solicitor in Bubwith who is on the Platform Home Loans Ltd conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Bubwith. We dont recommend any particular firm.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Bubwith?
Unless a previous acquisition of the property completed post 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Bubwith to remain recommending a chancel search and or insurance against a claim.
I purchased a 4 bedroom Edwardian house in Bubwith. Conveyancing solicitor represented me and Virgin Money. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the exact same address. Is it worth asking Virgin Money to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bubwith and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing solicitor who conducted the work.
How does conveyancing in Bubwith differ for new build properties?
Most buyers of new build or newly converted property in Bubwith approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Bubwith tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bubwith or who has acted in the same development.
I am using a search engine for the phrase conveyancing in Bubwith it brings up many solicitorsin the area. How do I determine which is the suitable conveyancer for the sale of my house?
The best method of finding the right conveyancer is through a personal referral, so seek the guidance of friends and those you trust who have purchased a property in Bubwith or a respected estate agent or mortgage broker. Charges for conveyancing in Bubwith differ, so it's sensible to secure at least four fee calculations from varying types of solicitors. Be sure to obtain confirmation what costs in the quote includes.
I am in the process of purchasing my 1st house in Bubwith. Conveyancing solicitor already appointed. The financial consultant suggested that a survey is not appropriate as the house is only fifteen years old.
You would be well advised to commission a Home Buyer's Report. As the property was built more than a decade ago the property will not benefit from a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report could be enough. They will highlight any obvious issues and recommend further investigation if appropriate. If there are any signs of material issues seek a full structural survey.