Completed the sale of my flat in Pocklington last March but my buyer keeps SMS messaging every few hours to moan that their solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?
After completion of your disposal your lawyer is duty bound to deliver the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your conveyancer should also send confirmation that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There are no post completion steps unique to conveyancing in Pocklington.
Me and my brother have a renovated Georgian house in Pocklington. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pocklington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the conveyancing.
I'm purchasing my first flat in Pocklington with the aid of help to buy. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not disclose to my lawyer about the deal as it will affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Pocklington is the location of the property. Is there any advice you can impart?
Flying freeholds in Pocklington are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pocklington you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pocklington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm converting the mortgage on my primary home to a BTL mortgage with Lloyds TSB Bank and intend to use the remaining equity as a down payment on further property. The area we are interested in is Pocklington. Will your solicitors be able to act for the two lenders and tie in the two deals?
Do use our comparison tool on this page to be sure that the solicitors are approved by both lenders. Assuming that they are your lawyer will be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and make clear your expectations and requirements.
My husband and I are four weeks into a freehold purchase having been recommend to a firm by the estate agent to execute conveyancing in Pocklington. I am not happy. Could you help me find new solicitors?
They would need to be really poor to suggest replacing them. Has the mortgage been generated? In the event that it has you will need to advise them of the new contact details and have the loan are issued to the new lawyers. Your solicitor ideally needs to be on the mortgage company panel to avoid supplemental fees and delays. So that should be your starting point. Our search tool should help you find a lender approved conveyancer for your home move in Pocklington