This question may be naive but I am unexperienced as FTB of a two bedroom flat in Pocklington. Do I receive the keys to the property on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Pocklington?
On the day of completion you will not be required to go to the conveyancers office in Pocklington. Your solicitors will transfer the purchase money to the seller's solicitors, and once they have received this, you will be called to collect the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
Completion of my purchase has taken place for my property in Pocklington. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
After much negotiation I have agreed a price on a house in Pocklington. My financial adviser suggested a property lawyer. I paid an advanced payment of £175. Soon after, the conveyancing practitioner contacted me to say that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My partner and I are selling our house in Pocklington and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A high street Pocklington conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Pocklington. We have lived in Pocklington for many years we know of no issue. Should we contact our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have recentlyfound out that Arc property Solicitors have closed. They carried out my conveyancing in Pocklington for a purchase of a freehold house 10 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pocklington conveyancing specialists.
I am looking for a flat up to £235,500 and found one near me in Pocklington I like with amenity areas and transport links nearby, however it's only got 61 years unexpired on the lease. There is not much else in Pocklington suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage that many years will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
I am looking into buying my first house which is in Pocklington and I am already nervous. I couldn't find anything specific about Pocklington. Conveyancing will be needed in due course but do you know about the Pocklington area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Pocklington. In the meantime here are some basic statistics that we found
Last June I purchased a leasehold property in Pocklington. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Pocklington Leasehold Conveyancing - Sample of Questions you should ask Prior to buying
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It would be prudent to discover as much as you can concerning the managing agents as they will either make living at the property much easier or uncomfortable. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to day to day matters like the cleanliness of the communal areas. Enquire of prospective neighbours whether they are happy with them. Finally, be sure you know the dates that you are obliged pay the service charge to the appropriate party and specifically how they are spending the funds. Plenty Pocklington leasehold properties will incur a service bill for maintenance of the building set by the management company. Where you acquire the property you will have to meet this contribution, usually quarterly accross the year. This can vary from several hundred pounds to thousands of pounds for large purpose-built buildings. In all likelihood there will be a rentcharge to be met yearly, this is usually not a significant amount, say about £25-£75 but you should to check it because sometimes it can be many hundreds of pounds. The prefered form of lease structure is if the freehold title is owned by the leaseholders. In this scenario the lessees have being in charge if their destiny and although a managing agent is usually employed where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.