In the event thatI was to purchase a straightforward propertyin Dunnington for cash and have no survey and no local authority searches how much could I expect to to save on my conveyancing in Dunnington?
The only reduction in fees you would make on is the Dunnington conveyancing searches. Your property lawyer still be obliged to do everything else - money laundering, communicating with the vendors solicitor, SDLT return, register the title etc. You might save a bit for them not needing to register a charge but it won't be meaningful.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Dunnington. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/1/2025, the requirements read as follows :
Various internet forums that I have visited warn that are the primary cause of stalling in Dunnington conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Dunnington.
I am buying my first flat in Dunnington with the aid of help to buy. The builders refused to reduce the amount so I negotiated 6k of additionals instead. The estate agent advised me not to tell my solicitor about the extras as it will put at risk my loan with Bank of Ireland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Dunnington ahead of retaining solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some banks may not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Dunnington. Conveyancing will be smoother if you use a solicitor in Dunnington especially if they are accustomed to such properties in Dunnington.
My husband and I are new on the property ladder - had an offer accepted, but the estate agent informed us that the seller will only issue a contract if we appoint the agent's chosen conveyancers as they are insisting on a ‘quick sale’. We would rather use a local solicitor accustomed to conveyancing in Dunnington
We suspect that the seller is not behind this ultimatum. If they want ‘a quick sale', taking such a hostile approach to a motivated buyer is counter productive. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you are going to appoint your preferred Dunnington conveyancing solicitors - not the ones that will earn their negotiator at the agency a introducer fee or achieve conveyancing thresholds set by HQ.