I am about to put a bid on a leasehold apartment in Dunnington. The estate agents assure me that it is normal for flats in Dunnington to have less than 75 years unexpired on the lease. I am expecting a mortgage with Tesco Bank. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/5/2026 the requirements read as follows :
We previously selected solicitors locally in Dunnington on the Lloyds solicitor panel. They have just invoiced me a further amount for dealing with the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your property lawyer can charge a fee for this. This charge is not set by Lloyds but by your Dunnington lawyer. Numerous firms on the Lloyds panel will charge an ‘acting for lender’ fee but some firms include it on their overall fee.
I can not work out if my lender requires a lease extension. I have telephoned my Dunnington bank branch on numerous occasions and was told they are content with the situation and they would lend. My Dunnington conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they would not lend based on their specific requirements. Who do I believe?
As long as the solicitor is on the mortgage company panel, she or he must comply with the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being pedantic. The Dunnington solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I purchased a 4 bedroom Victorian house in Dunnington. Conveyancing practitioner acted for me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunnington and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing practitioner who conducted the purchase.
I'm converting the mortgage on my current home to a buy to let mortgage with Coventry Building Society and I will use the ballance of the raised equity as a deposit on further house. The location we are talking about is Dunnington. Will your solicitors be able to act for both sets of banks and tie in the transactions?
Make use of our search tool on this site to check that the lawyers are approved by both lenders. Having checked that they are the lawyer should be able to simultaneously deal with the two transactions but you should talk with you lawyer and make clear your desired outcome and requirements.
As co-executor for the will of my grandmother I am selling a residence in Newport but live in Dunnington. My conveyancer (based 260 kilometers awayhas requested that I execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Dunnington to attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Dunnington based
What advice can you give us when it comes to finding a Dunnington conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Dunnington conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you talk with two or three firms including non Dunnington conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
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If the firm is not ALEP accredited then what is the reason? How many lease extensions have they conducted in Dunnington in the last 12 months?
Leasehold Conveyancing in Dunnington - A selection of Queries before buying
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The best form of lease structure is a share of the freehold. In this situation the lessees have control and notwithstanding that a managing agent is often employed where the building is bigger than a house conversion, the managing agent employed by the leaseholders. For many Dunnington leaseholds the outlay for major works tend not to be incorporated into the maintenance charges, although a few managing agents in Dunnington require tenants to contribute towards a sinking fund created for the specific intention of building a fund for major repairs or maintenance. Be sure to discover if the the lease includes any unreasonable restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Dunnington. If you like the flatin Dunnington yet your cat can’t move with you then you have a very difficult determination.