Our son is about to exchange on a newly built flat in Bury St Edmunds with a home loan from Co-operative. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Co-operative conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Co-operative conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We see that you have a search directory identifying firms on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Bury St Edmunds?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bury St Edmunds.
We are planning to move home in August. Does my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Bury St Edmunds. Conveyancing firm was found prior to coming across this page.
On the day of completion you can pick up the keys from the selling agent but this should only take place once the sellers lawyers advise the agent that they have the completion monies and the keys can be collected. Subsequently you should inform the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can help you find a conveyancing in Bury St Edmunds or a solicitor that specialises in conveyancing in Bury St Edmunds.
After much negotiation I have agreed a price on an apartment in Bury St Edmunds. My mortgage broker recommended their conveyancers. I paid an upfront payment of £200. A couple of days later, the property lawyer contacted me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Bury St Edmunds on 30/5/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search inform me regarding the house I am buying in Bury St Edmunds?
Bury St Edmunds conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search is essential in every Bury St Edmunds conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I decided to have a survey carried out on a house in Bury St Edmunds before instructing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks tend refuse to grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bury St Edmunds. Conveyancing will be smoother if you use a solicitor in Bury St Edmunds especially if they are familiar with such properties in Bury St Edmunds.
What tools are available to locate a Bury St Edmunds law firm on the Coventry Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 25kilometers to meet the lawyer.
Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Bury St Edmunds conveyancing lawyers locally. We have listed some Bury St Edmunds conveyancing firms towards the end of this page and you can call them to see whether they are on the Coventry Building Society member panel