My aunt passed away last year and as sole heir and executor I was left the property in Calverton. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this possible?
Given you plan to refinance then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
I am purchasing a property in Calverton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
As you are obtaining a mortgage with Barclays your lawyer must comply with the formal instructions contained in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook contains minimum specifications for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease fails to satisfy these provisions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Calverton.
I am selling my house. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being difficult. The Calverton solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Planning on purchasing a maisonette in Calverton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Calverton property lawyer is on the Leeds Building Society conveyancing panel.
My partner and I are selling our house in Calverton and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Calverton lawyer would know that there is no such problem. It does beg the question why the buyers are using an internet conveyancing firm as opposed to a conveyancing solicitor in Calverton. Having lived in Calverton for many years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My husband and I are FTB’s - had an offer accepted, but the property agent told us that the owners will only move forward if we use their preferred conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Calverton
We suspect that the owner is not behind this request. Should the owner desire ‘a quick sale', alienating a serious buyer is not the way to achieve this. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your preferred Calverton conveyancing lawyers - rather thanthose that will give their estate agent a kickback or hit his conveyancing thresholds demanded by corporate headquarters.
What advice can you give us when it comes to finding a Calverton conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Calverton conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you speak with several firms including non Calverton conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be helpful:
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How many lease extensions have they carried out in Calverton in the last year?
Leasehold Conveyancing in Calverton - Examples of Questions you should consider before Purchasing
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How much is the annual maintenance fee and ground rent? You should want to find out as much as you can regarding the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents both financially and when it comes to day to day issues such as the upkeep of the communal areas. Ask other tenants if they are happy with their management. Finally, find out the dates that you are obliged pay the service charge to the managing agents and specifically what it includes.
A couple of weeks ago I was informed by my lender that their approved conveyancers work on no sale no fee basis for conveyancing in Calverton. I had a purchase fall through yet the conveyancers have invoiced for search fees! They are claiming that the fees are seperate!
By promising "no move no fee" Calverton conveyancing firms are writing off their charges for any work conducted. We should point out that this does not constitute an insurance scheme. Disbursements aren’t covered – where the lawyer have to pay money out to other people, for instance Calverton local search fees