I am obtaining a mortgage with Santander. I hope to retain the legal services of a Licensed Conveyancer in Woodborough. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
In what way does my ID and proof of funds have anything to do with my conveyancing in Woodborough? What am I being asked for?
It is indeed that case that these requests have nothing to do with conveyancing in Woodborough. However these days you can not complete any conveyancing deal in the absence handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a bank statement. Remember if you are supplying your driving licence as evidence of identification it needs to be both the paper part and photo card part, one is not acceptable without the other.
Evidence of the source of monies is necessary under Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer will need to retain this information on record. Your Woodborough conveyancing solicitor will require evidence of proof of funds before they are able to accept any money from you into their client account and they may also ask further questions regarding the source of funds.
Does a directory service exist listing Lloyds panel conveyancers in Woodborough on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few mortgage companies make their panel listings available over the internet. If you are looking for a Woodborough property lawyer on the Lloyds please use our facility.
We are getting a further advance on our mortgage from HSBC as we want to conduct renovations to our house in Woodborough. Do we need to select a local Woodborough solicitor on the HSBC conveyancing panel to handle the legals?
HSBC would not normally require firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.
Completion of my purchase has taken place for my property in Woodborough. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Have purchased a a semi-detached house in Woodborough , What is the estimated time for the Land Registry to register my ownership? My Woodborough conveyancing solicitor works at snail pace, so I want to be certain that my purchase is recorded.
As far as conveyancing in Woodborough is concerned, registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether there are errors and if the Land registry have to notify any other parties. At present roughly 80% of submission are fully dealt with within 12 days but some can be subject to longer hold-ups. Historically registration occurs after the purchaser is living at the premises therefore an expedited registration is not usually top priority but where there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.
I am buying a new build flat in Woodborough. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Woodborough
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Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
In my capacity as executor for the estate of my uncle I am disposing of a house in Swansea but reside in Woodborough. My solicitor (who is 260 miles from meneeds me to execute a statutory declaration ahead of completion. Could you suggest a conveyancing lawyer in Woodborough who can attest and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are based in Woodborough