My husband and I are purchasing a 3 bedroom flat in Carlton with a mortgage. We wish to retain our Carlton conveyancer, however the bank advise he's not on their "panel". It seems we have no choice but to appoint one of the mortgage company panel conveyancing practices or continue with our Carlton conveyancing practitioner as well as pay for one of their panel ones to represent them. We consider that this is unjust; can we not insist that the lender use our Carlton lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Carlton conveyancing solicitor to apply to be on the conveyancing panel.
My Solicitor in Carlton has never been on on the TSB Solicitor Panel. Can I still continue with my prefered solicitor even though they are excluded from the TSB panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your existing Carlton solicitors but TSB will need to use a conveyancer on their panel. This will result in additional overall conveyancing fees as well as result in frustration.
- Choose an alternative practitioner to to deal with the conveyancing, remembering to check they are on the TSB panel
We are purchasing a property and the lawyer has mentioned Chancel Repair to which the property may be liable as it falls into the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Carlton
Unless a previous purchase of the property took place after 12 October 2013 you may take it that solicitors conducting conveyancing in Carlton to remain recommending a chancel search and or insurance against a claim.
It has been five months following my purchase conveyancing in Carlton concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm remortgaging my existing house to a buy to let mortgage with Alliance & Leicester and I will use the ballance of the raised equity as a deposit on another property. The neighborhood we are talking about is Carlton. Will your solicitors be able to act for both sets of banks and link together the transactions?
Do use our comparison tool on this page to ensure that the lawyers are on the relevant lender panels. Having checked that they are the conveyancer will be able to connect the two deals but you should have a chat with you solicitor and make apparent your expectations and requirements.
We have been told by many family members that it should take up to two months for Carlton conveyancing to complete.This was a month ago. The paperwork was only sent to my solicitor last week so now does it countdown?
Don't bank on counting down any 6-8 week suggested period. Giving assurances as to exactly how how many weeks Carlton conveyancing will take is virtually impossible. Every conveyance has it’s own unique set of concerns. Accordingly your conveyancing practitioner will find it difficult to accurately predict the length of time it will take to complete conveyancing in Carlton.