Can I use your services to find a Conveyancing solicitor in Canterbury even where I’m not purchasing or disposing of a house, for instance if I wish to buy an office in Canterbury with a mortgage from Nationwide Building Society?
Our search tool is mainly used to find residential conveyancing solicitors in Canterbury but we have recorded towards the bottom of this page a few Canterbury commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Nationwide Building Society
We wanted to use a conveyancing solicitor in Canterbury for our house purchase. Our financial adviser has since advised us that our bank Bank of Scotland won't deal with them. Surely this is unduly restrictive?
Before the recession most mortgage companies had an appetite for risk which was higher than today. Almost all Canterbury conveyancing firms would have been on many bank panels. The Financial Services Authority in 2010 completed a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more information from law firms relating to their operations and their employees and establishing certain criteria such a completing on a minimum volume of transactions. Many Canterbury conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Canterbury is one of the many areas where the solicitors we list are members of the panel for Bank of Scotland.
Can I be sure that the Canterbury conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Canterbury seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer conducting your conveyancing.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Canterbury property lawyer on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
The formalities of my remortgage has taken place for my property in Canterbury. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My husband and I are FTB’s - agreed a price, but the estate agent advised that the vendor will only move forward if we use the agent's recommended lawyers as they want a ‘quick sale’. We would rather use a local solicitor who is accustomed to conveyancing in Canterbury
It is improbable the sellers are driving this. If they want ‘a quick sale', taking such a hostile approach to a serious purchaser is likely to cause more damage than good. Avoid the agents and go straight to the owners and make the point that (a)you are genuine buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you intend to instruct your preferred Canterbury conveyancing solicitors - as opposed tothe ones that will give their estate agent a referral fee or achieve conveyancing figures pre-set by head office.
I've found a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have since found out that it's a leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Canterbury. Conveyancing solicitors have not yet been instructed. Will they explain the issues?
Most houses in Canterbury are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Canterbury so you should seriously consider looking for a Canterbury conveyancing solicitor and check that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the freeholder’sconsent to carry out changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the house is part of an estate. Your conveyancer should report to you on the legal implications.
I acquired a basement flat in Canterbury, conveyancing was carried out 10 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Canterbury with an extended lease are worth £216,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease expires on 21st October 2093
With only 69 years left to run we estimate the price of your lease extension to span between £9,500 and £11,000 plus legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.
Been searching for a solicitor for leasehold sale conveyancing in Canterbury. I'm selling, simple no mortgage to redeem, no hurry, currently vacant. Received an estimate from a solicitor for £1000 including VAT which is a little high considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Canterbury?
Considering it’s a sale only, £425 + VAT would be about the cheapest for a Canterbury solicitor firm.