Why would one appoint a Canterbury conveyancing firm when online conveyancers are easier on the wallet?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Canterbury and you should seek a competitive fee calculation but don’t expend your energy hunting for the cheapest Canterbury conveyancer. Identifying the right conveyancer can be the distinction between a smooth and a frustrating home move. You need to ensure that you have expert advice from an experienced solicitor. Emails can't be as helpful as a telephone conversation and are no substitute for a face to face meeting. Our partner firms will allocate you a qualified and top rated conveyancing solicitor that will handle your conveyancing from beginning to end, giving the sort of continuity that you will never get with an web based conveyancer. Our lawyers will inform you as to progress making sure that you are regularly updated. Should you need to contact the office you will know who to ask for and we'll endeavour to make sure that you are in the know.
I have a mortgage with UBS for my property in Canterbury. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
You must advise UBS before letting out your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel firm.
I was told four weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Canterbury is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
After shopping around on the internet I have found a Canterbury property lawyer having made sure that they are on the HSBC conveyancing panel. Does my lawyer arrange the survey of the property?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Canterbury postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Canterbury.
I have been told that property searches are the primary reason for hinderance in Canterbury conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Canterbury.
Are there restrictive covenants that are commonly identified as part of conveyancing in Canterbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Canterbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build flat in Canterbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Canterbury
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Canterbury?
At this site get a conveyancing quote from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Canterbury. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you instruct them for your conveyancing in Canterbury