We are purchasing a house and need a conveyancing solicitor in Canterbury who is on the Barclays conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Canterbury.
We're in Canterbury, First timers purchasing with a mortgage (lender is Co-operative , and our solicitor is on the Co-operative conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Me and my partner are buying a property in Canterbury. It might be a silly question but how we can trust a solicitor? On completion day we have to send funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a victorian detached house in Canterbury. The intention is to carry out a loft conversion at the property.Will legal work on the property involve enquiries to see if these works were previously refused?
Your property lawyer will review the deeds as conveyancing in Canterbury will sometimes identify restrictions in the title documents which prevent certain alterations or necessitated the permission of another owner. Some additions call for local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
RBS have agreed my home loan in principle, my offer on a flat in Canterbury has been accepted, now what?
Your property agent will want to know who your solicitors are (ensure that the lawyers are on the lender’s panel). Call up RBS or the broker and finalise any appropriate forms. RBS will appoint a valuer who will get in touch with the selling agent or owners to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. RBS will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Canterbury.
I have been on the look out for a flat up to £305k and identified one round the corner in Canterbury I like with amenity areas and station in the vicinity, however it only has 52 years unexpired on the lease. I can't really find anything else in Canterbury suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
I only have Sixty One years left on my flat in Canterbury. I need to extend my lease but my freeholder is missing. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the Court. You will be obliged to prove that you or your lawyers have used your best endeavours to locate the freeholder. For most situations a specialist should be helpful to try and locate and to produce an expert document to be accepted by the court as proof that the freeholder is indeed missing. It is wise to seek advice from a conveyancer both on devolving into the landlord’s absence and the application to the County Court overseeing Canterbury.
I am the registered owner of a studio flat in Canterbury, conveyancing was carried out in 2003. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Canterbury with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 per annum. The lease ends on 21st October 2097
You have 71 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 as well as costs.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.
Our offer on property in Canterbury has been accepted, but there is a chain. The current proprietors have submitted an offer on somewhere, but it’s not yet agreed to, and has viewings of other flats in the pipeline. I have selected a local conveyancing lawyer in Canterbury. What do I do now? At what stage should I apply for the mortgage with Yorkshire BS?
It is standard to have anxieties where there is an associated chain given your reluctance to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then valuation, Canterbury conveyancing search charges, etc). The first course of action is to ensure that your conveyancing practitioner is on the Yorkshire BS approved list. Concerning the next phase this very much depends on the specifics of your transaction, desire for this property and on the state of the market. During a hot market many purchasers will apply for the mortgage with Yorkshire BS and arrange for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.