I am helping my aunt sell her house in Canterbury. Does the solicitor arrange an EPC or it is for the seller to coordinate?
After the demise of Home Packs, energy assessments was kept a mandatory part of selling a house. An energy assessment should be commissioned before the property is placed on the market. This is not something that conveyancers ordinarily organise. If you are instructing a Canterbury conveyancing solicitor they may be willing to arrange EPC’s due to their contacts with reputable Canterbury energy assessors
My uncle advised me that in purchasing a property in Canterbury there could be a number of restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Canterbury which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Canterbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am purchasing a property in Canterbury. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
Given that you are obtaining a mortgage with Co-operative your lawyer must follow the conveyancing instructions outlined in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Co-operative where a lease fails to satisfy these conditions. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Canterbury.
The deeds to our property are lost. The conveyancers who handled the conveyancing in Canterbury 10 years ago no longer exist. What are my options?
Gone are the days when you need to have the physical deeds to prove you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.
Just had an offer accepted on a new build apartment in Canterbury. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Canterbury
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I opted to have a survey carried out on a house in Canterbury before instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some mortgage companies tend refuse to grant a loan on a flying freehold premises.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to telephone us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Canterbury. Conveyancing may be slightly more expensive based on your lender's requirements.
We are a fortnight into a freehold purchase having been directed to conveyancers by the local agent to handle our conveyancing in Canterbury. We are not happy. Can you you assist me in finding new lawyers?
They would have to be very bad to suggest changing them. Has the mortgage been generated? If so you need to inform them of the new contact details and ensure the offer are re-issued. Your new solicitor ideally needs to be on the mortgage company panel to avoid supplemental costs and frustration. So that should be your first question of the new lawyers. The find a solicitor tool should assist you in finding a lender approved lawyer for your conveyancing in Canterbury
My husband and I are purchasing a studio flat in Canterbury. At the time of instructing our conveyancing practitioner, we were told they were on all mainstream bank panels. Our financial adviser called today to say that they are not on the Yorkshire BS approved list. Were it to be true, what should we do? Do we just choose a new lawyer that is on their panel or should we pay for separate representation, with Yorkshire BS selecting their own approved conveyancing practitioner.
If you are purchasing a property requiring a mortgage it is usual for the buyer’s solicitors to also represent the mortgage company. In order to act for a bank or building society a solicitor has to be on that lender's list of approved lawyers. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict conditions which the conveyancer has to satisfy. Some building societies now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should call Yorkshire BS and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Yorkshire BS's conveyancing panel and you may continue to use your own Canterbury solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.