Recently been in touch with my conveyancing solicitor in Herne Bay who acted for me two years ago requesting a conveyancing estimate based on an identical type of home move (a leasehold residence and a freehold property) of almost identical values with a mortgage from The Mortgage Works. It looks as though am now being quoted twice the amount. Better the devil I know or should I seek out a cheaper online conveyancer?
The estimate does seem a little steep. Where you are happy to expend time contrasting quotes you may be able to reduce the fees slightly by perhaps a hundred pounds. That being said, providing that you were pleased with the legal work the firm offered you couldlive to rue opting for an an untested solicitor. Don't forget to ensure the firm can act for The Mortgage Works. Do use our search tool to get a quote a Herne Bay conveyancing firm on the The Mortgage Works member panel, which can often include conveyancing solicitors in Herne Bay.
I am buying a right to buy a flat in Herne Bay. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Herne Bay you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Herne Bay.
We are buying a property in Herne Bay. I might seem paranoid but how we can trust a conveyancer? At some point we will need to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Herne Bay?
There are many recorded licenced Conveyancers in Herne Bay and Solicitor partnerships in Herne Bay to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My partner and I are at the point of looking at apartments in Herne Bay and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a mortgage with UBS.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
I am purchasing a new build house in Herne Bay benefiting from help to buy. The developers would not reduce the amount so I negotiated 6k of extras instead. The property agent told me not disclose to my lawyer about the side-deal as it could impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to retain a conveyancing solicitor for freehold conveyancing in Herne Bay. I've discover a web site which appears to be the perfect solution If it is possible to get all the legals done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We recently become aware that one of the directors of the solicitors handling the purchase conveyancing in Herne Bay is an aunty of the owners that we are buying from. Is this permitted?
On the basis that there is no conflict of interest this should be fine. If you are obtaining mortgage finance then the bank may have a say as many banks have specific requirements concerning this. For example for Virgin as of 28/2/2025, the requirements read as follows :