I have given 8 weeks notice to my existing landlord and have to be out of my let out apartment in Herne Bay by 30/7/2026. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
The normal practice is not to serve notice on a rental until exchange of contracts has taken place. Assuming that you have not already done so, notify to your lawyer and urge them to they apply pressure on the owners solicitors, try to get a realistic time scale from them that all parties will work towards
I am assisting my sister sell her flat in Herne Bay. Will the conveyancer commission the energy assessment or it is for the owner to see to?
After the demise of HIPs, energy performance certificates was retained a compulsory element of moving property. An energy performance certificate must be to hand in advance of the property being put on the market. This is not as aspect of the sale process that lawyers normally arrange. Where you are using a Herne Bay conveyancing solicitor they may help arrange energy performance certificates given their contacts with long established Herne Bay energy assessors
My husband and I are in the process of viewing apartments in Herne Bay and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a home loan with HSBC.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are taking out a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
Skipton have agreed my home loan in principle, my offer on a house in Herne Bay has been accepted, what happens next?
The estate agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s panel). Telephone Skipton or your broker and finish off any relevant documentation. Skipton will instruct a valuer who will get in touch with the estate agent or vendor to schedule a slot for the valuation to occur. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Skipton will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Herne Bay.
2 months have gone by following my purchase conveyancing in Herne Bay took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying my first flat in Herne Bay with a loan from The Mortgage Works. The builders refused to budge the amount so I negotiated £7000 of additionals instead. The sale representative advised me not reveal to my lawyer about the extras as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Do I need to be suspicious about brokers that I am dealing with are suggesting a national conveyancing firm as opposed to a local Herne Bay conveyancing practice?
As with many service providers, often recommendations from connections can be worth their weight in gold. Yet there are numerous players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all put forward lawyers to instruct. Sometimes these conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You are at liberty to appoint your preferred lawyer. You need to be aware that the majority of lenders specify a panel list of lawyers you are obliged to use for the mortgage related work in your transaction.
My husband and I are novice buyers - had an offer accepted, yet the estate agent advised that the seller will only proceed if we appoint the agent's recommended conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a family conveyancer used to conveyancing in Herne Bay
It is unlikely the vendors are driving this. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated buyer is going to damage their objectives. Avoid the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you are going to appoint your preferred Herne Bay conveyancing lawyers - rather thanthe ones that will give their negotiator at the agency a referral fee or hit his conveyancing figures demanded by corporate headquarters.