I am about to exchange buying a property in Whitstable but as a result of wreckage from a small fire at the property I have was able negotiate reparation from the current proprietors of three thousand pounds by way of a deduction in the price. I had intended this to be addressed as part of a side agreement however Santander are not allowing this. Why were they approached?
Your lawyer being on the Santander approved list is duty bound to advise Santander of any changes to the purchase price. If you were to refuse your conveyancer to notify the price change to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new conveyancing practitioner for your conveyancing in Whitstable.
Can your site be used to locate a Conveyancing solicitor in Whitstable even where I’m not buying or selling a house, for instance if I wish to acquire an office in Whitstable with a loan from Alliance & Leicester ?
Our search tool is predominantly used to get a quote from residential conveyancing solicitors in Whitstable but we have set out at the bottom of this page some Whitstable commercial conveyancing firms. You should enquire with the company directly to see if they are also authorised to represent Alliance & Leicester
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Whitstable is where the house is located. Can you shed any light on this issue?
Flying freeholds in Whitstable are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitstable you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitstable may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has encouraged me to appoint his conveyancing solicitors in Whitstable. Should I find my own property lawyer?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek referrals from friends or family who have experience in using the conveyancer that you are considering.
I wish to let out my leasehold flat in Whitstable. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
Your lease governs relations between the landlord and you the leaseholder; in particular, it will indicate if subletting is prohibited, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. Most leases in Whitstable do not contain strict prohibition on subletting – such a provision would undoubtedly devalue the property. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a duplicate of the tenancy agreement.
Whitstable Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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The majority of Whitstable leasehold apartments will be liable to pay a service charge for maintenance of the block set on behalf of the management company. Where you buy the flat you will have to pay this charge, normally in instalments accross the year. This can be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a rentcharge for you to pay yearly, normally this is not a exorbitant amount, say about £50-£100 but you need to enquire as sometimes it could be prohibitively expensive. Best to be warned whether window replacement or some other significant cost is coming up to be shared between the leasehold owners and could well materially increase the the maintenance charges or require a specific payment. Be sure to enquire if the the lease contains any unreasonable restrictions in the lease. For example some leases prohibit pets being allowed in in a block in Whitstable. If you like the flatin Whitstable but your cat can’t make the move with you then you have a very hard decision.
Why can't I complete my conveyancing in Whitstable on Easter Monday?
This is due to the fact that on completion the purchase price will pass between the banks of the buyer and seller's lawyer and currently this can only happen on a business day. So you can't complete on a weekend either.