Would the conveyancing solicitors that you recommend carry out auction conveyancing in Whitstable?
There are a number of auction practitioners we can put you in touch with those who can conduct auction conveyancing. Whitstable is just one of hundreds of areas of in which our lawyers have a presence.
This question may be naive but I am unseasoned as FTB of a garden flat in Whitstable. Do I receive the keys to the property on completion from my solicitor? If so, I will use a High Street conveyancing solicitor in Whitstable?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the owner’s lawyers, and shortly after the monies have arrived, you should be able to pick up the keys from the property Agents and move into your new home. Usually this happens early afternoon.
Completion of my remortgage has taken place for my property in Whitstable. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After shopping around on the internet I have found a Whitstable solicitor having checked that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Whitstable surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Stirling Law several years ago for my conveyancing in Whitstable. Now, I need my documents but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Whitstable of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Whitstable differ for new build properties?
Most buyers of new build residence in Whitstable approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because builders in Whitstable tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Whitstable or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Whitstable is where the house is located. Can you offer any assistance?
Flying freeholds in Whitstable are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitstable you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitstable may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Are there any apps to assist me to search for a Whitstable law firm on the Bank of Ireland conveyancing panel? I have a car and am prepared to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the tool on this page. Please select a lender and your location and you will see a number of Whitstable conveyancing lawyers based on proximity. We have detailed some Whitstable conveyancing firms towards the end of this page and you can telephone them to check if they are on the Bank of Ireland approved list