Having invested time reading mumsnet.com for an online lawyer in Whitstable, many advise that I should look for a CQS accredited solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's biggest banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. Whitstable is one of the numerous areas in England and Wales where there are CQS solicitors.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a property in Whitstable? or I am told that there is an ancient law that means some owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Whitstable?
Unless a prior acquisition of the premises took place post 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in Whitstable to remain recommending a chancel search and or chancel repair liability insurance.
4 months have gone by since my purchase conveyancing in Whitstable took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey done on a property in Whitstable in advance of retaining lawyers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to grant a loan on this type of premises.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whitstable. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Whitstable to see if the conveyancing costs will increase in light of this.
I was pointed in your direction by a number of estate agents in Whitstable to select a solicitor on your site. Is there a financial upside for Estate Agents to offer your site over a competitor’s?
We don’t make any commission for directing people in our direction. We thought it would be too underhand a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
My cousin is buying a shared ownership flat in Whitstable. He was given a quote by the conveyancer recommended by the selling agents and it came to £1245 . It was fifteen years ago since I sold and bought a property and it cost was £495. Have charges really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for instance Whitstable searches, land registry fees, etc)