My wife and I have recently appointed a conveyancing solicitor in Whitstable. I need to find out if they are on the Norwich and Peterborough Building Society conveyancing panel. Can you or the lender confirm if they are on the panel?
The first thing you should do is call the conveyancer and enquire if they are on the lender panel. Otherwise you should get in touch with Norwich and Peterborough Building Society who may be able to assist.
A colleague suggested that if I am buying in Whitstable I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Whitstable conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Whitstable around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Whitstable Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Whitstable.
I acquired my flat on 13 January and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Whitstable advises it will be recorded in a couple of weeks. Are titles in Whitstable uniquely lengthy to register?
As far as conveyancing in Whitstable is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can differ subject to who lodges the application, whether there are errors and whether the Land registry need to notify any third parties. At present roughly 80% of submission are completed in less than three weeks but occasionally there can be longer delays. Registration occurs once the new owner is living at the property therefore an expedited registration is not always top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.
Just had an offer accepted on a new build flat in Whitstable. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Whitstable
-
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants.
I opted to have a survey done on a house in Whitstable before instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies tend refuse to give a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whitstable. Conveyancing will be smoother if you use a solicitor in Whitstable especially if they are familiar with such properties in Whitstable.
I am using a search engine for the words cheap conveyancing in Whitstable it brings up numerous property lawyersin the vicinity. With so much choice what is the best way to find the suitable solicitor for my move?
The ideal way of finding the right conveyancer is via personal recommendation, so seek the counsel of colleagues and relatives who have purchased a property in Whitstable or the respected estate agent or financial adviser. Fees for conveyancing in Whitstable vary, so it's advisable to request a minimum of four fee estimates from different companies. Make sure that you clarify that the costs are assured not to escalate.