I am buying a flat and require a conveyancing solicitor in Chelsea who is on the The Royal Bank of Scotland approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Royal Bank of Scotland in certain locations such as Chelsea. We dont recommend any particular firm.
We are planning to move property in June. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Chelsea. Conveyancing lawyer was found before I stumbled across your page.
On the day of completion you can pick up the house keys from your selling agent but this can only take place when the previous owners solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you will need to inform the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can help you choose a conveyancing in Chelsea or a legal practice with expertise in conveyancing in Chelsea.
When it comes to lenders such as Santander, do Chelsea lawyers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
We are getting a further advance on our mortgage from Skipton as we wish to conduct improvements to our house in Chelsea. Are we obliged to appoint a bricks and mortar Chelsea solicitor on the Skipton conveyancing panel to handle the legals?
Skipton do not ordinarily instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.
What can a local search inform me regarding the house I am buying in Chelsea?
Chelsea conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search is essential in every Chelsea conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
Me and my brother own a terraced Victorian property in Chelsea. Conveyancing practitioner acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chelsea and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing solicitor who conducted the work.
I am purchasing my first flat in Chelsea with a loan from TSB. The sellers would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not reveal to my conveyancer about the deal as it would affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Chelsea I like with amenity areas and station nearby, the downside is that it only has 51 years unexpired on the lease. There is not much else in Chelsea in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan that many years will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.