We see that you have a search directory listing firms on the Virgin Money conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Chelsea?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chelsea.
My house in Chelsea is up for sale and I have a buyer. Does my conveyancer need to be on the HSBC conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.
I purchased a 4 bedroom Victorian house in Chelsea. Conveyancing practitioner acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chelsea and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
About to purchase a new build flat in Chelsea. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Chelsea
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Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Due to the encouragement of my in-laws I had a survey completed on a house in Chelsea prior to appointing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some lenders tend refuse to grant a loan on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chelsea. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chelsea to see if the conveyancing will be more expensive.
Living abroad I am unable to visit my Chelsea conveyancing lawyers office to sign documents for conveyancing in Chelsea – is this a problem?
You need not be concerned. Chelsea conveyancing lawyers can handle conveyancing transactions for clients from a distance. It is not necessary for you to be able to attend a Chelsea conveyancers office. They can deal with everything via phone, post and email - whatever works for you.