I am expecting a mortgage offer from Halifax. I would like to retain the legal services of a Licensed Conveyancer in South Kensington. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We hope to to purchase with Darlington Building Society. We have called around locally but am struggling to find a South Kensington conveyancing firm on the Darlington Building Society approved list. Please you help?
Please do make the most of the search tool on this page. Please choose the building society and type South Kensington or your location and you will discover numerous conveyancers located in South Kensington or nearest you.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a South Kensington solicitor on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
After much negotiation I have agreed a price on a house in South Kensington. My financial adviser suggested a solicitor. I paid an upfront payment of £175. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have finally had an offer on a maisonette in South Kensington accepted, the owners do nevertheless have a dependent purchase. The sellers have placed an offer on on an apartment, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in South Kensington. What should be my next step? When should I get the mortgage application with Lloyds started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of one thousand pounds, then valuation, South Kensington conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the Lloyds conveyancing panel. Regarding the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a rising market many buyers would apply for a home loan with Lloyds and pay for the valuation and only if it comes back ok would they pay their lawyer to press on with the conveyancing in South Kensington.
I'm buying my first flat in South Kensington with a mortgage from National Westminster Bank. The builders refused to budge the price so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my lawyer about this extras as it could put at risk my loan with National Westminster Bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a house in South Kensington prior to retaining lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies will refuse to issue a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in South Kensington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in South Kensington to see if the conveyancing will be more expensive.
I am selling my house. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in South Kensington if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in South Kensington. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.