Find a Lender-Approved Local Conveyancer in Choppington

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap internet firm”! Go local - instruct a conveyancing solicitor in Choppington

Reasons to use our Choppington conveyancing solicitors

  • 1 Retaining the services of a local Solicitor in the main means that you will receive a more personal touch. Sometimes when dealing with a an online conveyancing factory, your conveyancing is handled by a team of people who who update you by determining whether the ‘computers says no’.
  • 2 Choppington conveyancers work in partnership with Choppington estate agents, house builders, surveyors, mortgage companies and other professionals to ensure that the highest level of service is offered to home movers every step of the way, ensuring the smoothest, most stress-free process possible
  • 3 Regardless alternative on-line conveyancers say it may be necessary to attend your conveyancer to sign legal papers. Too many 3rd parties are already with an interest in a homemove without needing to include Royal Mail into the pot.
  • 4 There is a strong possibility the the conveyancers for the other party are located in Choppington - if so sets of lawyers are likely to be familiar
  • 5 Firms accustomed to conveyancing in Choppington are familiar with the local issues peculiar to Choppington and therefore you may benefit from better advice and expeditious conveyancing.

Examples of recent conveyancing in Choppington since July 2025*

Recently asked questions about conveyancing in Choppington

My solicitor has identified a defect with the lease for the property we are buying in Choppington. The seller’s lawyers have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor says that he must be satisfied that the bank is happy with this solution. Are we the client or is the mortgage company ?

Even though you have a mortgage offer from the lender does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. The appropriate lender conditions must be adhered to.

I am remortgaging my apartment in Choppington, does my lawyer have to be on the Co-operative Conveyancing panel?

In theory, you could use a solicitor that is not on the Co-operative conveyancing panel, but Co-operative would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

If you had a top tip for choosing a conveyancing solicitor in Choppington what would it be?

Do not opt for the cheapest Choppington conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

What is the difference between a licensed conveyancer and conveyancing solicitor in Choppington

Two types of professional can conduct conveyancing in Choppington namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the sale or acquisition of property. Both are duty bound to carry out Choppington conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be professionally conducted and that the requisite steps will be correctly attended to.

I am due to exchange contracts on my apartment. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Santander are being problematic. The Choppington solicitor who is on the Santander conveyancing panel is saying indemnity insurance will be fine but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?

It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

A relative suggested that if I am purchasing in Choppington I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually quoted for as part of the standard Choppington conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Choppington around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Choppington.

Due to the encouragement of my in-laws I had a survey completed on a property in Choppington in advance of retaining conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders tend refuse to give a loan on such a home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Choppington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Choppington to see if the conveyancing will be more expensive.

I am on look out for some leasehold conveyancing in Choppington. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

If the lease is registered - and almost all are in Choppington - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I acquired a leasehold flat in Choppington, conveyancing having been completed in 2004. Can you work out an approximate cost of a lease extension? Equivalent flats in Choppington with a long lease are worth £186,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ends on 21st October 2078

You have 53 years remaining on your lease the likely cost is going to be between £27,600 and £31,800 plus professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.

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Commercial Conveyancing solicitors in Choppington regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Choppington practicing in commercial conveyancing in Choppington. This could include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Whitehead & Low Solicitors Llp, 3 Market Place, Bedlington, Northumberland, NE22 5TN
  • Alderson Law Llp, Pethgate House, Castle Square, Morpeth, Northumberland, NE61 1YL
  • Brumell & Sample, 15 Bridge Street, Morpeth, Northumberland, NE61 1NX
  • Yarwood & Stubley, 15 Stanley Street, Blyth, Northumberland, NE24 2BT
  • David Auld & Co, 22a Newgate Street, Morpeth, Northumberland, NE61 1BA

Home buying in Choppington is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Examining the title to the property
  • Ordering Choppington searches with respect to the property
  • Reviewing draft contract and other documentation received from the owner’s lawyer
  • Submitting enquiries with the owner’s lawyer
  • Negotiating the sale contract
  • Examining replies provided by the vendor to pre-exchange enquiries
  • Negotiating the Transfer document
  • Advising the buyer in respect of the loan offer: (if applicable)
  • Preparing and sending the purchaser a report on title (that is; reporting to the buyer on the contents of the contract pack, pre-contract enquiries and the result of the searches)
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Completion of and submitting to HMRC the appropriate SDLT forms and payment
  • Dealing with the registration formalities for the transfer of ownership and the home loan (if relevant) at the HMLR.

Transfer of Equity conveyancing in Choppington usually comprises the following:

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Acting on behalf of the lender (if relevant)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving the Transfer deed
  • Agreeing amendments to the the Transfer deed
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to relevant parties
  • Completing and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the change in proprietorship and the home loan (if appropriate) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.