I have given 2 months notice to my current landlord and have to vacate my rented apartment in Bedlington by 12/12/2025. Conveyancing on my purchase is progressing. How realistic is it to complete in 4 weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to provide notice on a rental until you have exchanged. Assuming that you have not already done so, update to your lawyer and urge them to they seek the assistance the owners solicitors, try to get a realistic time scale from them that all parties will aim to achieve
Are all Bedlington Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
A selection of banks and building societies now use the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
Completion of my remortgage has taken place for my property in Bedlington. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Bedlington building society branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Bedlington conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. I simply don't know who is right.
Your solicitor has to follow the CML Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have justbeen informed that Stirling Law have been shut down. They carried out my conveyancing in Bedlington for a purchase of a leasehold apartment 18 months ago. How can I check that the property is in my name in the name of the former proprietor?
The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bedlington conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Bedlington before appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies may refuse to give a loan on this type of property.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bedlington. Conveyancing will be smoother if you use a solicitor in Bedlington especially if they regularly deal with such properties in Bedlington.
Taking into account that I will soon spend £400,000 on a two bedroom apartment in Bedlington I would like to have a conversation with the conveyancer concerning thetransaction before giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor due to be carrying out your conveyancing in Bedlington.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Bedlington should be the figure that you are charged.
I am thinking of appointing a conveyancing lawyer in Bedlington for my home move. Can I review a firm’s record with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA could recorded call for training reasons.