I am getting a offer of a home loan from Lloyds. I would like to use a Licensed Conveyancer in Cirencester. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are purchasing a newly built flat in Cirencester and my conveyancer is telling me that she is duty bound to the lender to reveal incentives from the developer. I am under pressure to exchange contracts and I have no desire to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Cirencester. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/1/2026, the requirements read as follows :
I have been told that property searches are a common reason for stalling in Cirencester house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Cirencester.
I acquired my home on 10 June and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Cirencester advises it will be dealt with in a couple of weeks. Are properties in Cirencester uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Cirencester registration formalities. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry have to notify any other parties. As of today in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Registration is effected once the purchaser is living at the property thus registration formalities is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Cirencester and how can your lawyers assist?
The 1954 Act affords protection to business tenants, giving them the dueness to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Cirencester is one of our hundreds of locations in which our lawyers have offices