The solicitor who assisted with my previous purchase has quoted £1350 for leasehold conveyancing in Cirencester. I’m selling a newly refurbished detached home for £125,000. Is this overpriced? Is it above what I should be paying for conveyancing in Cirencester?
The estimate does seem a tad steep. If you shop around you could reduce the fees marginally by perhaps £125. That being said, you mightlive to regret choosing an a cheaper lawyer. Remember to be sure the firm can also act for your lender. Do utilise our comparison tool to locate a Cirencester conveyancing firm on the lender’s conveyancing panel which can often include conveyancing solicitors in Cirencester.
Please could you recommend a Skipton Building Society approved Cirencester conveyancing conveyancer who can have us moved in within 10 days? Am I best advised to go for a local Cirencester conveyancer or a national conveyancer?
We would be happy to suggest some excellent Cirencester conveyancing firms. Another option is to visit the high street in Cirencester. Visit two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your deadline together with your reasons and get an assurance on your deadline. Choose the one that genuine.
When researching mumsnet.com for a cheap lawyer in Cirencester, many say that I should use a CQS assured lawyer. What is CQS?
Cirencester Conveyancing Quality Scheme law firms have obtained accreditation by the law Society The Law Society created CQS to promote high standards in the in the legal transfer of properties. CQS enables consumers to identify solicitor firms who provide a quality residential conveyancing. Cirencester is one of the many areas in England and Wales in which accredited firms are located. The scheme requires practices to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Building Societies Association.
I am the single recipient of my late mum's estate and I have everything in my name alone, including the house in Cirencester. The Cirencester property was put into my name in January. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership will be regarded the same way as though I had purchased the house in January. Will no one buy the property for half a year?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. many mortgage companies would take a practical view as this requirement is principally there to identify subsales or the flipping of property.
We have a mortgage agreed in principle with Clydesdale. Cirencester conveyancing lawyers were chosen. How long does it take for Clydesdale to forward the offer to the conveyancer?
Some lenders take longer than others. Have Clydesdale completed the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Cirencester. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Are there restrictive covenants that are commonly identified during conveyancing in Cirencester?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Cirencester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Cirencester is the location of the property. What do you suggest?
Flying freeholds in Cirencester are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cirencester you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cirencester may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.