Find a Lender-Approved Local Conveyancer in Malmesbury

We are a couple about to sign contracts for a ground floor flat in Malmesbury. We have hit a stumbling block. Our mortgage offer with Virgin Money expires on 2/3/2026 but the sellers are putting forward a completion date of 4/3/2026. Is it possible to extend the loan expiry date?

The best person to deal with your question is your lawyer who is in a position to calculate whether they should be discussing with the bank, owner’s lawyers, estate agents or possibly all parties given the circumstances your conveyancing as of today.

I have justbeen informed that Stirling Law have closed. They carried out my conveyancing in Malmesbury for a purchase of a freehold house 12 months ago. How can I check that my home is in my name in the name of the previous owner?

The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Malmesbury conveyancing specialists.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Malmesbury is where the house is located. Can you offer any advice?

Flying freeholds in Malmesbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Malmesbury you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Malmesbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I need to instruct a conveyancing practitioner in Malmesbury for my house move. Is it possible to check a firm’s record with the legal regulator?

You can find presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.

We expect to complete our sale of a £175,000 maisonette in Malmesbury in just under a week. The management company has quoted £348 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Malmesbury?

Malmesbury conveyancing on leasehold maisonettes usually necessitates administration charges raised by landlords agents :

Answering conveyancing due diligence enquiries Where consent is required before sale in Malmesbury Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Malmesbury leasehold property is £350. For Malmesbury conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide the information.

I own a basement flat in Malmesbury, conveyancing was carried out May 1997. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Malmesbury with over 90 years remaining are worth £227,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease ceases on 21st October 2098

You have 72 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

My parents are experiencing difficulties in finding their Malmesbury property on the HM Land Registry site. They have a vague recollection back in the 70’s when they acquired the property there were complications regarding Malmesbury not being recognised in some systems.

Nearly all properties in Malmesbury should show up. Have you limited your search to simply the postcode. Ordinarily it should disclose all the properties within that postcode. Where registered it will show up with a title number. If they bought sixty years ago it's conceivable it may be unregistered. The property could still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title documentation which might be with your parent’s lender.