Just been in touch with my conveyancing solicitor in Clapton who acted for me two years ago requesting a conveyancing costs illustration based on an identical type of house move (a leasehold residence and a freehold premises) of almost identical values with a loan from Accord Mortgages Ltd. It looks as though am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online conveyancer?
The estimate fees appear a little high. If you shop around you may be able to reduce the fees slightly by as much as a hundred pounds. That being said, if you were pleased with the service the firm offered you maylive to regret choosing an an unknown conveyancer. Don't forget to enquire that the firm can also act for Accord Mortgages Ltd. You can use our search tool to locate a Clapton conveyancing firm on the Accord Mortgages Ltd conveyancing panel, which can often include conveyancing solicitors in Clapton.
Have just purchased a probate house at auction in Clapton. Conveyancing is needed. What are my next steps?
Now that you are exchanged you now have to find a conveyancing solicitor quickly as you now have a tight a drop dead date to complete the conveyancing. An auction property will ordinarily have a bespoke auction set of papers. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must hand this to the solicitor instructed by you as soon as possible. Do make sure that your finances are in order to complete on the date specified in the contract.
Completion of my remortgage has taken place for my property in Clapton. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am due to exchange contracts on my house. I had a double glazing fitted in June 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being problematic. The Clapton solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Should my conveyancer be raising questions concerning flooding as part of the conveyancing in Clapton.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Clapton. Plenty of people will acquire a property in Clapton, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to give advice on flood risk, but there are a number of searches that can be carried out by the buyer or by their solicitors which should figure out the risks in Clapton. The standard property information forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the owner to find out whether the property has ever been flooded. In the event that flooding has previously occurred and is not revealed by the vendor, then a purchaser could bring a compensation claim resulting from an inaccurate response. A buyer’s solicitors will also carry out an enviro search. This should higlight if there is a recorded flood risk. If so, further investigations will need to be made.
Are there restrictive covenants that are commonly picked up during conveyancing in Clapton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Clapton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a property in Clapton ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders will refuse to grant a loan on a flying freehold house.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Clapton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Clapton to see if the conveyancing will be more expensive.
As co-executor for the estate of my grandfather I am disposing of a house in Newport but reside in Clapton. My conveyancer (based 235 kilometers from meneeds me to execute a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Clapton to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Clapton based