I am planning to acquire a flat and need a conveyancing solicitor in Upper Clapton who is on the Halifax solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Upper Clapton. We dont recommend any particular firm.
A friend pointed out to me me that in purchasing a property in Upper Clapton there may be a number of restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are a number of properties in Upper Clapton which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Upper Clapton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
After weeks of negotiation I have agreed a price on a house in Upper Clapton. My mortgage broker pressured me to appoint their lawyer. I paid an upfront payment of £200. Not long after, the property lawyer contacted me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on a house in Upper Clapton on 18/6/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
4 months have gone by following my purchase conveyancing in Upper Clapton took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Upper Clapton benefiting from help to buy. The sellers refused to move on the price so I negotiated £7000 of extras instead. The estate agent advised me not reveal to my solicitor about this deal as it would jeopardize my mortgage with Barclays Direct. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £305k and found one close by in Upper Clapton I like with a park and transport links nearby, the downside is that it only has 51 years unexpired on the lease. There is not much else in Upper Clapton in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
Planning to sign contracts shortly on a basement flat in Upper Clapton. Conveyancing solicitors inform me that they report fully next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Upper Clapton should include some of the following:
-
What you can do if an adjoining owner is in violation of a provision in their lease? Whether the lease restricts you from letting out the property, or working from home Does the lease require carpeting throughout thus preventing wood flooring? How long the lease is. You should be advised as what happens when the lease expires, and informed of the importance of the 80 year mark
Despite our best endeavours, we have been unsuccessful in trying to reach an agreement for a lease extension in Upper Clapton. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the LVT to assess the amount due.
An example of a Lease Extension case for a Upper Clapton premises is Flat 25, Stamford Hill Mansions Stamford Hill in April 2010. The Tribunal therefore determined that the premium to be paid by the lessee to the freeholder for the extension of the lease should be £28,984.00 This case affected 1 flat. The remaining number of years on the lease was 59 years.