My stepmother informed me that in purchasing a property in Upper Clapton there could be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Upper Clapton which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Upper Clapton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
After much negotiation I have agreed a price on a house in Upper Clapton. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £225. Not long after, the lawyer called me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on an apartment in Upper Clapton on 3/7/2025, valuation was booked 2 days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been three months following my purchase conveyancing in Upper Clapton concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Upper Clapton is the location of the property. Can you offer any advice?
Flying freeholds in Upper Clapton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Upper Clapton you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upper Clapton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Should I choose a Upper Clapton conveyancing solicitor who is local to the property I am buying? We have a good friend who can execute the legal formalities but his firm is located approximately 350miles drive away.
The benefit of a high street Upper Clapton conveyancing practice is that you can pop in to execute documents, deliver your identification documents and pester them if necessary. Having local Upper Clapton know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were content that should surpass using an unfamiliar Upper Clapton conveyancing solicitor solely due to them being based in the area.
I am hoping to complete next month on a garden flat in Upper Clapton. Conveyancing solicitors assured me that they are sending me a report tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Upper Clapton should include some of the following:
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What options are open to you if a neighbour breaches a clause of their lease? Advice as to the provision in the lease to pay service charges - with regard to both the building, and the more general rights a tenant has if lease provides for a slush account for major repairs? You should be sent a copy of the lease Whether the lease restricts you from subletting the property, or working from home
I am the registered owner of a basement flat in Upper Clapton. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for the purchase of the freehold?
Where there is a absentee freeholder or where there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the LVT to calculate the sum to be paid.
An example of a Lease Extension case for a Upper Clapton premises is Flat 25, Stamford Hill Mansions Stamford Hill in April 2010. The Tribunal therefore determined that the premium to be paid by the lessee to the freeholder for the extension of the lease should be £28,984.00 This case affected 1 flat. The unexpired residue of the current lease was 59 years.
Should I stop the direct debit for my mortgage with Leeds Building Society as soon as a completion date for my home sale in Upper Clapton has been agreed?
You are best advised to maintain paying any mortgage payments to Leeds Building Society until the mortgage is redeemed on completion as part of your Upper Clapton conveyancing.