Our lawyer has uncovered a defect with the lease for the property we are purchasing in Lea Bridge. The other side have suggested defective title insurance as a solution. We are happy with insurance and will pay for it. Our lawyer says that he must check that the mortgage company is happy with this solution. Are we the client or is the lender?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the bank are the client. These conveyancing instructions must be adhered to.
It is is a decade since I purchased my house in Lea Bridge. Conveyancing solicitors have just been appointed on the sale but I am unable to find the title documents. Is this a major issue?
Don’t worry too much. First the deeds may be retained by your lender or they could still be with the lawyers who handled your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Lea Bridge relates to registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Lea Bridge. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/1/2025, the requirements read as follows :
Various web forums that I have visited warn that are the primary reason for delay in Lea Bridge house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Lea Bridge.
I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Lea Bridge for a purchase of a leasehold apartment 10 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lea Bridge conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a quick, no chain conveyancing. Lea Bridge is where the house is located. What do you suggest?
Flying freeholds in Lea Bridge are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lea Bridge you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lea Bridge may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.