We were just about to sign contracts for a property in Lea Bridge. We encountered a problem. Our loan offer with TSB expires on 24/4/2025 but the vendors are suggesting a completion date of 28/4/2025. Can one prolong the loan expiry date?
The person best placed to address this issue is your solicitors who will hopefully assess whether they better off negotiating with the bank, seller’s representatives, property agents or possibly all three taking into account the circumstances your house move as of today.
I am planning to move home in March. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Lea Bridge. Conveyancing lawyer was found prior to coming across your website.
On the afternoon of completion you can collect the house keys from your estate agent but this should only be done once the vendors lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be released. Subsequently you should inform the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can help you choose a residential property solicitor in Lea Bridge or a lawyer with expertise in conveyancing in Lea Bridge.
Are all Lea Bridge Conveyancing Quality Solicitors on the TSB conveyancing list of approved solicitors?
It is true that some banks and building societies now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
I have paid off my mortgage with TSB. I assume I don't need a Lea Bridge solicitor on the TSB panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
We are selling our property in Lea Bridge and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing outfit rather than a conveyancing solicitor in Lea Bridge. We have lived in Lea Bridge for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am purchasing my first flat in Lea Bridge with the aid of help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not inform my lawyer about this side-deal as it would adversely affect my loan with Norwich and Peterborough Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to swap solicitor as I need to instruct one who is on the Godiva Mortgages Ltd conveyancing list. I had appointed a high street conveyancing solicitor in Lea Bridge round the corner but the firm is not accepted by Godiva Mortgages Ltd
It would be our pleasure to help you select a conveyancing solicitor in Lea Bridge on the Godiva Mortgages Ltd panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Lea Bridge. In utilising search facility on this page, you can contrast costs for conveyancing solicitors in Lea Bridge and throughout England and Wales.
Am I better off to instruct a Lea Bridge conveyancing solicitor who is local to the property I am buying? An old friend can deal with the legal work however his firm is located a couple of hundredmiles drive away.
The benefit of a local Lea Bridge conveyancing practice is that you can drop in to execute documents, present your ID and apply pressure on them where appropriate. Having local Lea Bridge know how is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were impressed that should surpass using an unfamiliar Lea Bridge conveyancing lawyer solely due to them being local.