My wife and I are acquiring property in Clophill. My Conveyancer has never been on on the bank approved panel. Is it possible for me to continue with my Clophill conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
You have a couple of alternatives available to you here
- Proceed with your existing Clophill property lawyer but your lender will need to appoint a property lawyer from their approved panel. The net result is additional charges and potential interruption.
- Choose a fresh lawyer to act in the purchase, making sure they are on the bank conveyancing panel.
- Convince your property lawyer to attempt to join the mortgage company panel
Is it the case that all Clophill CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing panel?
Some major lenders now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
When it comes to lenders such as Nationwide, do Clophill conveyancers have to pay a fee to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
Last month we had a mortgage agreed in principle with Clydesdale. Clophill conveyancing lawyers were instructed. How long does it take for Clydesdale to forward the offer to the lawyer?
Some lenders take longer than others. Have Clydesdale completed the survey? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I moved into my flat on 5 February and my personal details is yet to be registered. Should I be concerned? My conveyancing solicitor in Clophill said it should be recorded in a couple of weeks. Are titles in Clophill particularly slow to register?
There is nothing unique about conveyancing in Clophill registration formalities. Rather than based on location, timeframes can vary subject to who lodges the application, whether it is in order and whether the Land registry must send notices to any interested persons or bodies. As of today in the region of three quarters of submission are fully dealt with in less than three weeks but some can be subject to longer delays. Historically registration occurs once the buyer has moved in to the property thus an expedited registration is not always an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer can speak with the land registry and explain the circumstances.
How does conveyancing in Clophill differ for newly converted properties?
Most buyers of new build residence in Clophill contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Clophill typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Clophill or who has acted in the same development.
Taking into account that I will soon part with over three hundred thousand on a two bedroom apartment in Clophill I wish to talk to a lawyer concerning thetransaction in advance of appointing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Clophill.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Clophill should be the amount on the final invoice that you end up paying.
In my capacity as executor for the estate of my uncle I am selling a house in Newport but reside in Clophill. My conveyancer (based 250 miles awayneeds me to execute a stat dec prior to completion. Can you recommend a conveyancing solicitor in Clophill who can attest this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Clophill based