My wife and I have lately bought a property in Clophill. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been ordered for conveyancing in Clophill?
The query is vague as to the nature of the problems and if they are unique to conveyancing in Clophill. Conveyancing searches and due diligence undertaken as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire called a Seller’s Property Information Form. If the information turns out to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Clophill.
We are planning to buy with Loughborough BS. I dropped in a couple of local companies but am unable to find a Clophill conveyancing firm on the Loughborough BS approved list. Please you help?
Please do make use of the find a lender approved solicitor tool on this web page. Pick the building society and type Clophill or your location and you will see numerous solicitors located in Clophill or near you.
Is it correct that all Clophill CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing panel?
A selection of banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.
Does a directory service exist listing RBS panel solicitors in Clophill on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings open the public online. Where you are seeking to appoint a Clophill conveyancer on the RBS please use our tool.
About to purchase apartment in Clophill. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clophill property lawyer is on the Barclays conveyancing panel.
Are there restrictive covenants that are commonly identified during conveyancing in Clophill?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Clophill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing solicitor in Clophill for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
One may read presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.
My wife and I are buying a 2 bedroom flat in Clophill. At the time of instructing our conveyancing practitioner, they told us that they were on all major UK lender panels. Our financial adviser emailed today to say that they don't appear to be on the Lloyds approved list. Were it to be true, what should we do? Should we just pick a different conveyancing practitioner that is on their panel or do we cover the costs for dual representation, with Lloyds appointing their own preferred lawyer.
When buying a property with mortgage finance it is standard for the buyer’s solicitors to also act for the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict conditions which the conveyancer has to meet. Some mortgage companies now require their panel firms to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should call Lloyds to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on Lloyds's conveyancing panel as you are at liberty to use your preferred Clophill lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.