Please help - my lawyer advises that breach of easement insurance is needed on my purchase. What is the level of cover for Maulden conveyancing?
The appropriate level of breach of easement indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and The Mortgage Works. Conveyancing lawyers as opposed to members of the public take out such policies.
When it comes to mortgage companies such as Barclays, do Maulden conveyancers face a fee to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I have paid off my mortgage with Coventry BS. I assume I don't need a Maulden conveyancer on the Coventry BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I am purchasing my first flat in Maulden with a mortgage from Bank of Ireland. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not inform my conveyancer about this extras as it would adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to switch solicitor as I need to instruct a firm on the Yorkshire Building Society conveyancing list. I had appointed a local conveyancing solicitor in Maulden round the corner but she is not approved by Yorkshire Building Society
We will our best to assist in finding you a conveyancing solicitor in Maulden on the Yorkshire Building Society panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Maulden. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Maulden.
We are a couple of weeks into a leasehold purchase having been referred to solicitors by the estate agent to perform conveyancing in Maulden. I am am starting to be dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?
A lawyer would have to be really poor in order to consider replacing them. Has the mortgage been sent? If so you must inform them of the new contact details and have the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the mortgage company approved list to avoid supplemental expenses and frustration. That should be your starting point. The find a solicitor tool can help you find a lender approved conveyancer for your conveyancing in Maulden
Back In 2007, I bought a leasehold house in Maulden. Conveyancing and Leeds Building Society mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Maulden who acted for me is not around. Do I pay?
First make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to instruct a Maulden conveyancing firm to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Maulden Leasehold Conveyancing - Sample of Queries before Purchasing
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Are any of leasehold owners in dispute over their service charge liability? You will want to find out as much as possible about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents both financially and when it comes to daily issues such as the cleanliness of the common parts. Enquire of other tenants if they are happy with their management. Finally, find out the dates that you are obliged pay the maintenance charge to the relevant party and precisely what you get for your money.
Can a conveyancer remove a person from the title of my property in Maulden ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner