We're in Maulden, First time buyers purchasing with a mortgage (lender is Nationwide , and our solicitor is on the Nationwide conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nationwide conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am being advised by my solicitor that defective lease insurance is necessary on my purchase. What is the level of cover for Maulden conveyancing?
The right level of defective lease indemnity insurance depends on who your lender is. It would differ for example between Santander and The Royal Bank of Scotland. Conveyancing solicitors as opposed to borrowers take out such insurances.
When it comes to lenders such as Nationwide, do Maulden lawyers have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Maulden conveyancing practitioner on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I need some quick conveyancing in Maulden as I am faced with a deadline to exchange contracts in less than one month. Fortunately I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at free not to do searches although no solicitor would suggest that you don't. With plenty of history conveyancing in Maulden the following are instances of issues that can appear and adversely affect future mortgageability: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
The estate agent has sent us the confirmation of our purchase of a new build flat in Maulden. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Maulden
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. Please supply a car parking plan. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I am selling my house. My previous conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Maulden if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Maulden. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I need to appoint a conveyancing solicitor for freehold conveyancing in Maulden. I've stumble across a web site which appears to be the ideal offering If there is a chance to get all formalities completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?