I am obtaining a offer of a home loan from Halifax. I hope to retain the legal services of a Licensed Conveyancer in Silsoe. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
As a first time buyer what is the most important advice you can give me about purchase conveyancing in Silsoe?
You may not hear this from too many lawyers but conveyancing in Silsoe and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is lots of opportunity for friction between you and other parties involved in the house moving process. E.g., the seller, estate agent and on occasion a lender. Selecting a solicitor for your conveyancing in Silsoe is a critical decision as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to protect your best interests and to keep you safe.
There is a distinct increase in the "blame" culture- someone must be blamed for the process taking so long. You your first instinct should be to trust your conveyancer above all other players in the conveyancing process.
Can you clarify what the consequences are if my solicitor is removed from the Coventry BS Solicitor panel ahead of completing my conveyancing in Silsoe?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
I need some fast conveyancing in Silsoe as I have a deadline to complete within 2 weeks. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are not obtaining a mortgage you have the choice not to have searches carried out although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Silsoe the following are instances of issues that can show up and therefore impact future saleability: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Silsoe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Silsoe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
As co-executor for the estate of my grandfather I am selling a house in Neath but reside in Silsoe. My lawyer (approximately 235 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing solicitor in Silsoe who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are located in Silsoe