I am purchasing an apartment in Coniston. My lawyer has never been on on the bank approved panel. Can I still continue with my Coniston conveyancing solicitor even though they are not on the lender approved list?
Various options include
- Carry on with your chosen Coniston property lawyer but your mortgage company will need to appoint a lawyer from their approved list. The net result is additional charges together with potential frustration.
- Appoint a new property lawyer to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
- Appeal to your conveyancer to apply to join the mortgage company panel
We wanted to use a conveyancing solicitor in Coniston for our house purchase. Our financial adviser has since advised us that our bank Alliance & Leicester won't deal with them. Why is this not regarded as unfair competition?
A mortgage company will require a panel solicitor act for it. Borrowers are expected to meet the charges for this. Do use our directory service to get a quote from a solicitor to carry conveyancing in Coniston on the Alliance & Leicester member panel.
Can you help - my lawyer advises that flying freehold insurance is necessary on my purchase. What is the level of cover for Coniston conveyancing?
The right level of flying freehold indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such insurances.
How can we tell if a Coniston conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Coniston seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your conveyancing.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Coniston solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Coniston surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
My company is looking to take over a lease of an office on a shopping parade. Can you recommend solicitors offering no-sale-no charges for non-domestic conveyancing in Coniston for below 1500k?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Coniston, including the sale and acquisition of businesses as well as simply premises. If you are looking to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the charges these will vary based on the structure and heads of terms of the deal. Please provide us with your details or email us so that we may provide you with comprehensive commercial conveyancing quote.
Is it best to choose a Coniston conveyancing solicitor based in the location that I am purchasing? An old friend can handle the legal work but they are based over three hundred miles drive away.
The benefit of a local Coniston conveyancing firm is that you can drop in to execute paperwork, present your ID and apply pressure on them where appropriate. Having local Coniston know how is a bonus. However it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were happy that must trump using an unknown Coniston conveyancing solicitor just because they are round the corner.
Our conveyancing in Coniston is set to complete this Friday, yet the couple I am purchasing from wishes to vacate the next day at afternoon. Can I agree to such a plan?
If you need a bank loan then your property lawyer will insist that the premises arevacant on Friday - the mortgage company will insist on it.