Our Hawkshead conveyancer has uncovered a difference between the surveyor’s assumptions in the valuation report and what is in the title deeds. My lawyer informs me that he needs to check that the bank is OK with this discrepancy and is content to go ahead. Is my lawyer’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We see that you have a search directory identifying firms on the TSB conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Hawkshead?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hawkshead.
We are buying a 3 bedroom semi in Hawkshead. We would like to an extension at the rear at the property.Will the conveyancing process include checks to see if these alterations were previously refused?
Your property lawyer should check the registered title as conveyancing in Hawkshead can on occasion reveal restrictions in the title documents which prohibit categories of works or necessitated the consent of another owner. Many works need local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
My wife and I have arranged the release of further funds on our home loan from Nationwide as we want to carry out alterations to our home in Hawkshead. Do we need to select a nearby Hawkshead solicitor on the Nationwide conveyancing panel to handle the legals?
Nationwide would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide panel.
After months of negotiation I have agreed a price on a house in Hawkshead. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £175. A couple of days later, the solicitor contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
The deeds to our property can not be found. The lawyers who did the conveyancing in Hawkshead 10 years ago no longer exist. What are my options?
Gone are the days when you need to have the physical official documentation to establish that you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.
What are your top tips when it comes to choosing a Hawkshead conveyancing practice to carry out our lease extension conveyancing?
When appointing a property lawyer for your lease extension (regardless if they are a Hawkshead conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with several firms including non Hawkshead conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
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What are the legal fees for lease extension conveyancing? How familiar is the firm with lease extension legislation?
Leasehold Conveyancing in Hawkshead - Examples of Queries before buying
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How much is the maintenance charge and ground rent on the flat? In the main the outlay for major works are not incorporated into the maintenance charges, although there some managing agents in Hawkshead ask tenants to pay into a reserve fund and this is used to offset against major works. The best form of lease structure is a share of the freehold. In this arrangement the lessees have being in charge if their destiny and even though a managing agent is often employed where it is larger than a house conversion, the managing agent acts for the leaseholders themselves.
Me and my partner are purchasing a leasehold apartment in Hawkshead. Conveyancing estimates are averaging around £1650. Is that reasonable?
The average fee in 2014 for conveyancing in Hawkshead was £1,395 excluding Stamp Duty and Land Registry charges.