My wife and I are purchasing a property in Crowle. It might be a silly question but how we can trust a conveyancer? At some point we will need to send funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously appointed solicitors located in Crowle on the UBS solicitor panel. They are now charging me a supplemental charge for dealing with the UBS mortgage. Is this an additional conveyancing fee set by UBS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. The fee is not dictated by UBS but by your Crowle conveyancer. Some firms on the UBS panel will quote ’dealing with mortgage’ fee and others do not.
We expect to receive a DIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Crowle solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Crowle solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I need some quick conveyancing in Crowle as I am faced with pressure to exchange contracts within 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you have the choice not to have searches conducted although no law firm would advise that you don't. With plenty of history conveyancing in Crowle the following are examples of issues that can appear and therefore impact future mortgageability: Enforcement Actions, Overdue Fees, Overdue Grants, Unadopted Roads,...
I used Arc property Solicitors several years ago for my conveyancing in Crowle. Now, I need my documents but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crowle of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Crowle is where the house is located. Is there any advice you can impart?
Flying freeholds in Crowle are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Crowle you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Crowle may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my aunt I am selling a house in Neath but I am based in Crowle. My conveyancer (based 200 miles from mehas requested that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Crowle to attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Crowle
After what feels like an age I have had an offer on an flat in Crowle agreed to, but there is a chain. The owners have offered on on an apartment, however it’s not yet tied up, and has viewings of other apartments booked. I have selected a nearby conveyancing lawyer in Crowle. What should be my next step? When should I get the mortgage application with RBS started with RBS?
It is usual to have apprehensions where there is an associated chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Crowle conveyancing search fees, etc). The first course of action is to ensure that your lawyer is on the RBS approved list. As to the subsequent phase this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a rising market the majority of home buyers would apply for a home loan with RBS and arrange for the survey and only if it was satisfactory would they request their solicitor to press on with searches.