I am acquiring a new build duplex in Crowle and my solicitor is advising me that she has to the bank to disclose incentives from the developer. I am nearing the developer’s deadline to exchange and I don't want to delay deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
About to place an offer on a leasehold flat in Crowle. The property agents assure me that it is usual for flats in Crowle to have less than 75 years unexpired on the lease. I am expecting a mortgage with Platform. Is this going to be acceptable if the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/8/2026 the requirements read as follows :
We have agreed to purchase a house in Crowle. A rare aspect is that the roof has a solar panel. Virgin Money have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Virgin Money your lawyer must comply with the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook includes minimum requirements for solar panel roof-space leases, and lawyers are required to report to Virgin Money where a lease does not meet these requirements. The specifications relate to the installation of panels on properties nationwide and is not limited to Crowle.
The formalities of my purchase has taken place for my property in Crowle. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My offer on a property in Crowle has been accepted, but there is a chain. The owners have offered on somewhere, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Crowle. What should be my next step? When should I get the mortgage application with UBS started?
It is normal to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, Crowle conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the UBS conveyancing panel. Concerning the next steps this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. During a buoyant market the majority of home buyers would apply for a home loan with UBS and arrange for the valuation and only if it comes back ok would they pay their conveyancer to move forward with the conveyancing in Crowle.
I need some quick conveyancing in Crowle as I am under an ultimatum to exchange contracts in less than 2 weeks. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Crowle the following are examples of what can crop up and adversely impact future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
About to purchase a new build apartment in Crowle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Crowle
-
Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision.
If instructed can a conveyancer remove someone from the title of my property in Crowle ?
Extracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner