My partner and I are intent on purchasing a maisonette in Gilberdyke. My Conveyancer is not listed on the lender approved list. Am I still permitted to appoint my Gilberdyke conveyancing solicitor even though they are excluded from the mortgage company approved list?
Your options include
- Complete the purchase with your existing Gilberdyke conveyancing practitioner but your mortgage company will no doubt appoint a conveyancer on their conveyancing panel. This will result in additional fees and probable frustration.
- Get a fresh solicitor to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancer to apply to join the lender panel
My lawyer in Gilberdyke has never been on on the The Royal Bank of Scotland Conveyancing Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are excluded from the The Royal Bank of Scotland panel of approved conveyancing solicitors?
The limited options available to you here include:
- Carry on with your existing Gilberdyke lawyers but The Royal Bank of Scotland will need to use a solicitor on their panel. This will result in additional total legal charges and cause frustration.
- Find an alternative solicitor to act in the purchase, obviously checking they are on the The Royal Bank of Scotland panel
My aunt advised me that in purchasing a property in Gilberdyke there could be a number of restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Gilberdyke which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Gilberdyke should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am selling my apartment. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being pedantic. The Gilberdyke solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property in Gilberdyke on 3/3/2025, valuation was booked 3 days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
A friend recommended that if I am purchasing in Gilberdyke I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Gilberdyke conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Gilberdyke around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Gilberdyke Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Gilberdyke.
Just had an offer accepted on a new build apartment in Gilberdyke. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Gilberdyke
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Is it possible to swap solicitor as I have to find one who is on the TSB conveyancing list. I hired a family conveyancing solicitor in Gilberdyke round the corner but the firm is not approved by TSB
We will our best to assist in finding you a conveyancing solicitor in Gilberdyke on the TSB panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Gilberdyke. In utilising search facility on this website, you can contrast costs for conveyancing solicitors in Gilberdyke and beyond.