Recently been in touch with my conveyancing lawyer in Scotter who completed the legal work two years ago requesting a conveyancing costs illustration based on the same type of house move (a leasehold property and a freehold premises) of almost identical values with a home loan from Skipton Building Society. It looks as though am now being charged double. Am I right to be tempted to shop around for an alternative conveyancer?
The quote is fractionally on the high side. Where you are content to expend time contrasting charges you might trim some of the cost by as much as a hundred pounds. That being said, if you were content with the assistance the firm provided you mightcome to rue choosing an an unknown conveyancer. Remember to enquire the conveyancer can represent Skipton Building Society. You can utilise our search tool to select a Scotter conveyancing firm on the Skipton Building Society approved list of lawyers, which can often include conveyancing solicitors in Scotter.
Our grandson is buying a newly built flat in Scotter with a mortgage from HSBC. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the HSBC conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the HSBC conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am selling our property in Scotter and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a web based conveyancing outfit as opposed to a conveyancing solicitor in Scotter. We have lived in Scotter for six years we know of no issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Scotter is where the house is located. Can you shed any light on this issue?
Flying freeholds in Scotter are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Scotter you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Scotter may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In sourcing the web for the phrase on line conveyancing in Scotter it reveals many conveyancerslocally. With so much choice what is the best way to find the right conveyancer for my move?
The best method of finding a suitable conveyancer is via personal referral, so ask friends and relatives who have purchased a property in Scotter or a reputable estate agent or mortgage broker. Charges for conveyancing in Scotter vary, so it's sensible to obtain a minimum of three quotes from different law firms. Be sure to secure confirmation that the fees are fixed.
My solicitors in Scotter have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.