My financial adviser has asked me for my Scotter law firm’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have contacted my local Scotter branch but they don't know it.
You are best placed to get this information from your Scotter conveyancing practitioner . Most Scotter conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
I am about to put a bid on a leasehold apartment in Scotter. The selling agents say that it is standard for flats in Scotter to have less than 75 years unexpired on the lease. I am obtaining a loan with Bank of Ireland. Is this going to be a problem if the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/8/2026 the requirements read as follows :
I happen to be the single recipient of my late mum's estate with all property in now in my sole name, including the house in Scotter. Conveyancing formalities meant that the Land Registry date was in July. I want to move. I understand that there is a CML 6 month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the property in July. Will no one buy the property for half a year?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. Some banks would take a sensible view as this requirement is principally there to capture subsales or the flipping of property.
We had chosen conveyancing lawyers located in Scotter on the Yorkshire BS solicitor panel. They have just billed me a supplemental amount for the legal aspects of the Yorkshire BS mortgage. Is this an additional conveyancing fee set by Yorkshire BS?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. This fee is not set by Yorkshire BS but by your Scotter conveyancer. Plenty of firms on the Yorkshire BS panel will charge ’dealing with mortgage’ fee and others do not.
I am selling my house. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being pedantic. The Scotter solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Scotter is where the house is located. What do you suggest?
Flying freeholds in Scotter are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Scotter you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Scotter may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My company is wishing to lease a unit on the high street. Can you recommend conveyancers offering fixed fees for non-domestic conveyancing in Scotter for below 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Scotter, including the disposal and acquisition of businesses as well as simply premises. Whether you are looking to buy or sell a shop, pub, restaurant, office, retail unit or a whole business we will find you the right firm. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Please provide us with your details or email us so that we may supply you with a detailed commercial conveyancing calculation.
I would like to let out my leasehold flat in Scotter. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
A lease dictates the relationship between the freeholder and you the leaseholder; specifically, it will set out if subletting is not allowed, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. Most leases in Scotter do not prevent subletting altogether – such a clause would adversely affect the market value the flat. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.
Leasehold Conveyancing in Scotter - Sample of Queries before buying
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It would be sensible to enquire if there are any onerous restrictions in the lease. By way of example it is reasonably common in Scotter leases that pets are not allowed in certain buildings in Scotter. If you love the apartmentin Scotter yet your cat can’t move with you then you have a very difficult compromise. The prefered form of lease arrangement is where the freehold reversion is owned by the leaseholders. In this scenario the tenants enjoy being in charge if their destiny and even though a managing agent is usually retained if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. It is important to be aware whether window replacement or some other major work is due shortly that will be shared between the tenants and will dramatically impact the level of the maintenance charges or require a specific invoice.