I have given 2 months notice to my current landlord and must be out of my let out flat in Cudham by the end of next month. Conveyancing on my purchase is progressing. Can I complete in a couple of weeks as I wish to avoid having to find short term accommodation?
It is unwise to provide notice on a rental unless exchange of contracts has taken place. If you have not already done so, notify to your lawyer and ask them to they apply pressure on the owners solicitors, try to a target completion date that all parties will look to achieve
My partner and I have arranged a further advance on our mortgage from RBS as we intend to conduct renovations to our house in Cudham. Are we obliged to select a high street Cudham solicitor on the RBS conveyancing panel to handle the paperwork?
RBS do not ordinarily appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.
Planning on purchasing a house in Cudham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cudham conveyancing practitioner is on the HSBC conveyancing panel.
My sealed bid on a semi in Cudham has been agreed to, the owners do however have a tied purchase. The vendors have put an offer on a flat, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a high street conveyancing solicitor in Cudham. What do I do now? At what stage should I apply for the mortgage with Lloyds?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Cudham conveyancing search charges, etc). First, you should ensure that your conveyancing practitioner is on the Lloyds conveyancing panel. Concerning the next steps this very much depends on the circumstances of your case, motivation for this property and on the state of the market. During a rising market the majority of purchasers would apply for the mortgage with Lloyds and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with the conveyancing in Cudham.
My colleague advised me that where I am purchasing in Cudham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Cudham conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Cudham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Cudham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Cudham Education with plans and statistics, Local Amenities and other useful information regarding Cudham.
Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who handled the conveyancing in Cudham 10 years ago have long since closed. What are my options?
Gone are the days when you need to hold title original deeds to establish that you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
How can the Landlord & Tenant Act 1954 impact my commercial premises in Cudham and how can your lawyers assist?
The particular law that you refer to gives security of tenure to business lessees, giving them the dueness to make a request to court for a new tenancy and continue in occupation at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Cudham is one of our hundreds of locations in which the firms we work with are located
Is it best to use a Cudham conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can execute the legal formalities but they are based approximately 350kilometers drive away.
The benefit of a high street Cudham conveyancing firm is that you can drop in to execute documents, present your identification documents and apply pressure on them where appropriate. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were impressed that must surpass using an unfamiliar Cudham conveyancing solicitor just because they are round the corner.