Are you able to recommend a Virgin Money allowed Didcot conveyancing conveyancer finish our home move within a very limited time frame? Would it be better to use a local Didcot solicitor or a national firm?
We would be happy to suggest some excellent Didcot conveyancing firms. You can also walk up the high street in Didcot. Visit some well established firms and ask to speak with a conveyancing solicitor for a quote. Discuss your requirements together with your reasons and ask for a commitment on speed. Choose the one that you trust.
My Solicitor in Didcot is not on the Alliance & Leicester Solicitor Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Alliance & Leicester panel?
The limited options available to you here include:
- Carry on with your preferred Didcot lawyers but Alliance & Leicester will need to retain a solicitor on their list of acceptable firms. This will inevitably rack up the total legal fees and cause frustration.
- Choose an alternative lawyer to to deal with the purchase, obviously checking they are on the Alliance & Leicester panel
Are all Didcot Conveyancing Quality Solicitors on the HSBC conveyancing panel?
It is true that some banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
Can I be sure that the Didcot conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Didcot getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor conducting your transaction.
After much negotiation I have agreed a price on a house in Didcot. My financial adviser suggested a lawyer. I paid an upfront payment of £175. A couple of days later, the conveyancing practitioner called me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when acquiring a house in Didcot?
Unless a prior purchase of the house took place post 12 October 2013 you could take it that lawyers carrying out conveyancing in Didcot to continue to suggest a chancel search and or insurance against a claim.
I opted to have a survey done on a house in Didcot prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to give a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Didcot. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Didcot to see if the conveyancing will be more expensive.
Am I best advised to appoint a Didcot conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can carry out the legal formalities but her office is over three hundred kilometers away.
The primary upside of using a local Didcot conveyancing practice is that you can visit the firm to sign paperwork, hand in your ID and pester them where appropriate. They will also have local insight which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and they were impressed that must trump using an unknown Didcot conveyancing lawyer solely due to them being Didcot based.