Me and my partner are purchasing a flat in Dorchester On Thames. I might seem paranoid but how we can trust a conveyancer? On completion day we have to send money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Dorchester On Thames conveyancer on the Santander panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Dorchester On Thames building society branch on a couple of occasions and was told they are content with the situation and they will lend. My Dorchester On Thames conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they would not lend based on their specific requirements. Who do I believe?
As long as the lawyer is on the bank panel, they must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
We are downsizing from our house in Dorchester On Thames and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Dorchester On Thames. Having lived in Dorchester On Thames for 4 years we know of no issue. Should we get in touch with our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am looking for a leasehold apartment up to £195,000 and found one close by in Dorchester On Thames I like with amenity areas and railway links nearby, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Dorchester On Thames in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
I am selling my property. My previous conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Dorchester On Thames if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Dorchester On Thames. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
We are a couple of weeks into a residential purchase having been recommend to a firm by the local agent to execute conveyancing in Dorchester On Thames. I am am very dissatisfied with the level of service. Could you you assist me in finding new solicitors?
They would have to be really poor in order to consider replacing them. Has the loan offer been generated? If so you need to make them aware of the new conveyancer and ensure the mortgage documents are re-sent. The conveyancer needs to be on the lenders panel to avoid added costs and delays. That should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a bank approved solicitor for your conveyancing in Dorchester On Thames
A licensed conveyancer dealt with my conveyancing in Dorchester On Thames half a dozen years ago and was holding my registration documents but has now closed – What can I do to get hold of these?
Deeds, as such, are no longer appropriate for most properties in Dorchester On Thames are registered electronically at Land Registry. Should you need to establish ownership or are disposing of or refinancing your lawyer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.