In what way does my ID and proof of funds have anything to do with my conveyancing in Eaglescliffe? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Eaglescliffe conveyancing firm will require proof of identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility account evidencing your correct address.
In accordance with Money Laundering Regulations, conveyancing solicitors are required to check not simply the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. Refusal to disclose this may lead to your lawyer terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to notify the appropriate authorities should they believe that any monies received by them may contravene the Money Laundering Regulations.
My grandmother passed away last year and as sole heir and executor I was left the property in Eaglescliffe. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
If you plan to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
It has been four months since my purchase conveyancing in Eaglescliffe took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What tools are available to identify a Eaglescliffe solicitor on the The Mortgage Works conveyancing panel? I have wheels and am willing to travel upto 10miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please choose the bank and your location and you will see a number of Eaglescliffe conveyancing lawyers locally. We have detailed some Eaglescliffe conveyancing firms towards the end of this page and you can contact them to check whether they are on the The Mortgage Works member panel
I am thinking of appointing a conveyancing lawyer in Eaglescliffe for my remortgage. Can I review a firm’s complaints history with the legal regulator?
Members of the public may review published Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.
I own a leasehold house in Eaglescliffe. Conveyancing and Nationwide Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Eaglescliffe who previously acted has long since retired. What should I do?
The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is indeed the new freeholder. There is no need to instruct a Eaglescliffe conveyancing solicitor to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Eaglescliffe Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying
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Is anyone aware of any major works in the near future that could increase the maintenance fees? Does the lease have in excess of 90 years unexpired? What is the maintenance charge and ground rent on the apartment?