We are buying a flat and require a conveyancing solicitor in Eaglescliffe who is on the Yorkshire BS approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Yorkshire BS . We don't recommend any particular firms conducting conveyancing in Eaglescliffe.
My husband and I are buying a newbuild apartment in Eaglescliffe with a loan from Britannia.We use our Eaglescliffe conveyancing practitioner but Britannia informed us she’s not on their "panel". We have to appoint a Britannia panel solicitor or retain our preferred solicitor and pay for a Britannia panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Britannia use our lawyer?
Unfortunately,no. The loan issued to you contains various provisions, a common one being that lawyers will be on the Britannia conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Britannia
I need some expedited conveyancing in Eaglescliffe as I have pressure to sign on the dotted line within one month. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are not taking a mortgage you are at liberty not to do searches although no conveyancer would recommend that you don't. With plenty of history conveyancing in Eaglescliffe the following are instances of what can crop up and therefore impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Me and my brother purchased a semi-detached Victorian property in Eaglescliffe. Conveyancing lawyer represented me and Britannia. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching address. Is it worth asking Britannia to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eaglescliffe and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who carried out the work.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Eaglescliffe is where the house is located. What do you suggest?
Flying freeholds in Eaglescliffe are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Eaglescliffe you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Eaglescliffe may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I work for a long established estate agent office in Eaglescliffe where we have experienced a number of flat sales jeopardised as a result of leases having less than 80 years remaining. I have received conflicting advice from local Eaglescliffe conveyancing solicitors. Can you clarify whether the owner of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the disposal of the property.
An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Eaglescliffe Leasehold Conveyancing - A selection of Queries Prior to buying
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How many of the leaseholders are in arrears for their maintenance charge payments? What restrictions exist in the Eaglescliffe Lease? Is the freehold reversion owned jointly by the tenants?