Find a Lender-Approved Local Conveyancer in Sedgefield

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Choosing the right solicitor is the most important decision when it comes to your Sedgefield conveyancing

5 reasons to use our service to assist you choose a high street conveyancing solicitor in Sedgefield

  • 1 Cut price packages from online conveyancers might seem attractive. However, these companies are often located hundreds of kilometers away with little appreciation of the factors that affect property transactions in Sedgefield
  • 2 Our site is the first site that enables you the facility to check that your conveyancing in Sedgefield will be carried out by a property lawyer on your mortgage lender’s conveyancing panel.
  • 3 The practices shown on our web pages have a variation of conveyancing solicitors, legal executives and support staff handling over one hundred thousand cases annually.
  • 4 The accumulation of transactions means that Sedgefield solicitor have established valuable working relationships with Sedgefield local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of undertaking your home move in Sedgefield.
  • 5 The Sedgefield conveyancing firms that we work with are committed to providing the most cost, efficient and accessible conveyancing service to purchasers, sellers and remortgagors in Sedgefield

Examples of recent conveyancing in Sedgefield since February 2025*

Recently asked questions about conveyancing in Sedgefield

We were about to retain a conveyancing solicitor in Sedgefield endorsed using your comparison tool but stumbled across alternative estimates via the web look cheaper – why is this?

There are many firms of solicitors advertising what appear to be cut price. You should think twice as to how important this transaction is to you that you are willing to be penny wise pound foolish in relation to the quality of the conveyancing. Some embed extras deep into the terms of business. The conveyancers that we put forward for conveyancing in Sedgefield will notbehave this way.

I just acquired a flat at auction in Sedgefield. Conveyancing is required. What are my next steps?

Having exchanged you now have to appoint a conveyancing lawyer as a matter of urgency as you now have a tight a drop dead date to complete the transaction. Every auction property should have a corresponding auction set of papers. This should include most,if not all of the documents that your conveyancer requires. Where you are dealing with leasehold property the auction papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to pass this on to the solicitor working for you as soon as possible. Do make sure that that you have the requisite funding in order to complete on the date specified in the contract.

A colleague advised me that in buying a property in Sedgefield there could be various restrictions limiting what one can do in terms of external alterations to a property. Is this right?

We are aware of anumerous of properties in Sedgefield which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Sedgefield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is it the case that all Sedgefield CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing panel?

It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.

My wife and I purchased a terraced Georgian property in Sedgefield. Conveyancing solicitor represented me and Halifax. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Sedgefield and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who completed the work.

I'm purchasing my first flat in Sedgefield benefiting from help to buy. The developers would not move on the price so I negotiated 6k of extras instead. The property agent suggested that I not to tell my lawyer about this deal as it may adversely affect my loan with Britannia. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Sedgefield before retaining conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to issue a loan on a flying freehold premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sedgefield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sedgefield to see if the conveyancing will be more expensive.

I am attracted to a two apartments in Sedgefield which have approximately 50 years left on the leases. Should I regard a short lease as a deal breaker?

A lease is a legal document that entitles you to use the property for a prescribed time frame. As the lease shortens the saleability of the lease deteriorates and results in it becoming more expensive to extend the lease. This is why it is advisable to extend the lease term. It is often difficult to sell a property with a short lease because mortgage lenders may be reluctant to lend money on such properties. Lease extension can be a difficult process. We recommend you get professional assistance from a conveyancer and surveyor with experience in this field.

Leasehold Conveyancing in Sedgefield - A selection of Questions you should consider before Purchasing

    Its a good idea to discover as much as you can about the company managing the block as they will either make living at the property much easier or problematic. Being a leasehold owner you are often in the clutches of the managing agents both financially and when it comes to every day issues such as the cleanliness of the communal areas. Enquire of other people whether they are happy with their management. In conclusion, find out the dates that the maintenance fees are due to the managing agents and specifically what it includes. Most Sedgefield leasehold flats will have a service charge for maintenance of the building set by the landlord. Should you buy the property you will have to pay this liability, usually in instalments during the year. This can vary from a few hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a rentcharge for you to pay annual, ordinarily this is not a significant figure, say around £50-£100 but you should to enquire as occasionally it can be prohibitively expensive. How many of the leaseholders are in arrears for their maintenance charge payments?

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What to expect from a Licensed Conveyancer for conveyancing in Sedgefield?

Licensed Conveyancers assist with the transfer of ownership of a property from one person to another and cover conveyancing nationwide as well as Sedgefield. When appointed a Licensed Conveyancer regulated by the CLC, you can expect:
  • Be supplied with an honest and lawful conveyancing.
  • Enjoy the benefit of a high standard of legal services.
  • Be supplied with your matters dealt with using care, skill and diligence.
  • Enjoy the benefit of a high standard of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your specific needs taken into account should you make a complaint.
  • Be provided with a timeous, objective and comprehensive service if if a complaint is made about your conveyancing in Sedgefield.

Typically, Sedgefield conveyancing for a purchase has some of the following tasks

  • Solicitor instructed by the buyer on acceptance of the offer
  • Examining the title to the premises
  • Conducting Sedgefield property searches for the property
  • Considering the draft sale agreement and other documentation prepared the owner’s conveyancing practitioner
  • Submitting queries with the vendor’s conveyancing practitioner
  • Negotiating the sale agreement
  • Going through replies prepared by the owner to pre-exchange enquiries
  • Agreeing the wording for a Transfer document
  • Guiding the buyer in respect of the loan offer: (if relevant)
  • Preparing and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion of the purchase
  • Completion of and submitting to HMRC the correct stamp duty forms and payment
  • Registering the transfer of ownership and the home loan (where relevant) at the HM Land Registry.

Transfer of Equity conveyancing in Sedgefield usually entails the following:

  • Taking instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the bank (where applicable)
  • Negotiating the terms of the transaction
  • Preparing the Transfer or approving the Transfer deed
  • Negotiating adjustments to the draft Transfer
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to relevant parties
  • Preparing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Dealing with the registration formalities for the transfer of ownership and the home loan (if appropriate) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.