I am about to put an offer on a leasehold flat in Sedgefield. The property agents tell me that it is normal for flats in Sedgefield to have less than 75 years remaining. I am expecting a mortgage with Virgin. Is this going to be a problem if the lease has 72 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 24/5/2026 the requirements read as follows :
Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Sedgefield?
Unless a previous acquisition of the premises completed post 12 October 2013 you may expect lawyers conducting conveyancing in Sedgefield to continue to suggest a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Sedgefield?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Sedgefield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a house in Sedgefield ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will refuse to grant a loan on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sedgefield. Conveyancing will be smoother if you use a solicitor in Sedgefield especially if they regularly deal with such properties in Sedgefield.
Taking into account that I will soon part with over three hundred thousand on a property in Sedgefield I would like to have a conversation with the conveyancer concerning thetransaction before instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be carrying out your conveyancing in Sedgefield.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Sedgefield should be the amount on the final invoice that you are charged.
I have been sourcing a conveyancing practitioner in Sedgefield for my home move. Can I check a firm’s complaints history with the legal regulator?
One can find documented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.