I am obtaining a mortgage with Santander. I would like to enlist the help of a Licensed Conveyancer in Sedgefield. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We just had an offer accepted to purchase with Darlington Building Society. I called into a couple of high street companies but am struggling to find a Sedgefield conveyancing firm on the Darlington Building Society approved list. Please you help?
Please do take advantage of the search tool on this page. Pick the lender and type Sedgefield or your preferred area and you will discover a number of lawyer based in Sedgefield or near you.
I require expedited conveyancing in Sedgefield as I have a deadline to sign on the dotted line inside one month. Fortunately I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
As you are not getting a home loan you are at liberty not to do searches although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Sedgefield the following are examples of issues that can crop up and therefore impact future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Railway Schemes,...
It has been four months since my purchase conveyancing in Sedgefield concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Sedgefield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Sedgefield are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sedgefield you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sedgefield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Back In 2009, I bought a leasehold house in Sedgefield. Conveyancing and Barnsley Building Society mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1997. The conveyancing solicitor in Sedgefield who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of HMLR to make sure that the individual purporting to own the freehold is in fact the new freeholder. You do not need to instruct a Sedgefield conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I invested in buying a 1st floor flat in Sedgefield, conveyancing formalities finalised February 2004. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Sedgefield with a long lease are worth £216,000. The ground rent is £50 invoiced annually. The lease ceases on 21st October 2093
With only 69 years unexpired the likely cost is going to span between £9,500 and £11,000 as well as costs.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.