My previous lawyer has quoted £1200 for freehold conveyancing in Epsom. I’m selling a modern detached home for £300,000. Is this over the top? Is it above the average fee for conveyancing in Epsom?
The estimate does seem a tad steep. If you shop around you could decrease the fees slightly by say £100 plus VAT. That being said, you couldlive to rue opting for an an untested solicitor. Remember to check that the solicitor can act for your lender. You can utilise our search tool to find a Epsom conveyancing company on the lender’s member panel which can often include conveyancing solicitors in Epsom.
Our lawyer has discovered a a problem with the lease for the flat we are buying in Epsom. The seller’s lawyers have suggested defective title insurance as a solution. We are happy with insurance and will cover the costs. Our property lawyer says that he must ensure that the bank is content with this solution. Who is the client here, us or the mortgage company ?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender specifications must be adhered to.
We had selected solicitors based in Epsom on the Clydesdale solicitor approved list. They have just billed me a further charge for handling the Clydesdale mortgage. Is this an additional conveyancing fee specified by Clydesdale?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancer can charge a fee for this. This charge is not dictated by Clydesdale but by your Epsom solicitor. Some firms on the Clydesdale panel will quote ’dealing with mortgage’ fee but plenty of firms include it on their overall fee.
Can I be sure that the Epsom conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Epsom seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.
After shopping around on the internet I have found a Epsom conveyancing practitioner having made sure that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Epsom surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Just had an offer accepted on a new build flat in Epsom. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Epsom
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.
I need to find a conveyancing solicitor for remortgage conveyancing in Epsom. I happened to land on a web site which seems to have the ideal solution If it is possible to get all this stuff completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Do online conveyancing companies cover everything a high street Epsom solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Epsom?
Where you instruct an online conveyancer they will undertake all the tasks your Epsom conveyancer would cover.