Can your site be used to find a Conveyancing solicitor in Epsom and Ewell even if I’m not buying or disposing of a house, for instance if I wish to acquire a shop in Epsom and Ewell with a mortgage from Godiva Mortgages Ltd?
Our comparison service is mainly there to get a quote from residential conveyancing solicitors in Epsom and Ewell but we have listed towards the end of this page some Epsom and Ewell commercial conveyancing firms. You should make contact with the company directly to check if they can also act for Godiva Mortgages Ltd
Have just purchased a repossessed house at auction in Epsom and Ewell. Conveyancing is necessary. What happens now?
Now that you are to in every practical sense signed on the dotted line you must instruct a conveyancing practitioner soon as you are faced with a tight a drop dead date to complete the conveyancing. Every auction property will ordinarily have a bespoke legal pack. This should include most,if not all of the documents that your solicitor requires. In the case of leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You need to hand this to the solicitor working for you at the earliest opportunity. Do make sure that that you have the requisite funding in order to complete on the on the contractual date .
My conveyancer has informed me that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Epsom and Ewell conveyancing?
The appropriate level of restrictive coveneant indemnity insurance depends on who your lender is. It would differ for example between Accord Mortgages Ltd and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Epsom and Ewell lawyer on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have been told that property searches are the main reason for obstruction in Epsom and Ewell house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are unlikely to be the root cause of holding up conveyancing in Epsom and Ewell.
I'm purchasing my first flat in Epsom and Ewell benefiting from help to buy. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about this side-deal as it may put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have just appointed agents to market my 2 bed apartment in Epsom and Ewell. Conveyancing lawyers have not yet been instructed, but I have just received a yearly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is clear the maintenance contribution as normal given that all rents and maintenance payments should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I am the proprietor of a ground floor flat in Epsom and Ewell. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the sum due for a lease extension?
Where there is a absentee freeholder or if there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the sum to be paid.
An example of a Lease Extension matter before the tribunal for a Epsom and Ewell residence is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case was in relation to 1 flat. The unexpired term as at the valuation date was 60.43 years.
My fiance is buying a shared ownership flat in Epsom and Ewell. He was given a quote by the property lawyer recommended by the selling agents totaling £1300 . It was 7 years ago I sold and purchased a home and it cost was £440. Have fees really gone up that much?
We would recommend that you visit a few local Epsom and Ewell conveyancing solicitors seeking estimates. It is advisable to base your choice not only on cost, but on promptness and on how comprehensive the reply is.