We are due to complete on the purchase of a house in Ashtead but as a result of damage from the recent storms I have managed to agree reparation from the seller in the sum of six thousand pounds by way of a deduction in the price. I had intended this to be addressed as part of a side agreement however Santander will not agree to this. Why were they notified?
Your solicitor being on a Santander approved list is required to disclose to Santander of any changes to the sale price. If you prohibit your conveyancer to disclose the reduction to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new lawyer for your conveyancing in Ashtead.
We hope to to purchase with Melton Mowbray Building Society. I popped in 3 or 4 high street practices but am unable to find a Ashtead conveyancing firm on the Melton Mowbray Building Society panel. Please you assist?
You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type Ashtead or your preferred area and you will be presented with numerous conveyancers offices in Ashtead or by proximity to you.
Is there a list of Aldermore panel solicitors in Ashtead on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of banks make their panel listings open the public over the internet. Where you are seeking to appoint a Ashtead solicitor on the Aldermore please use our facility.
We expect to receive a AIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Ashtead solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Ashtead solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
Our sealed bid on a house in Ashtead has been accepted, but there is a chain. The sellers have offered on somewhere, but it’s not yet agreed to, and are looking at other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Ashtead. What should be my next step? When should I get the mortgage application with Santander started?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of £1k, then valuation, Ashtead conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the Santander conveyancing panel. As to the subsequent phase this very much dictated by the uniqueness of your case, motivation for this property and on the state of the market. During a rising market the majority of home buyers will apply for a home loan with Santander and arrange for the valuation and only if it comes back ok would they pay their lawyer to move forward with the conveyancing in Ashtead.
Various online forums that I have visited warn that are the number one reason for stalling in Ashtead house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Ashtead.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, chain free conveyancing. Ashtead is where the house is located. What do you suggest?
Flying freeholds in Ashtead are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ashtead you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashtead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my aunt I am disposing of a house in Cardiff but I am based in Ashtead. My solicitor (based 235 kilometers from meneeds me to execute a stat dec before completion. Can you recommend a conveyancing solicitor in Ashtead who can witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are located in Ashtead