In the event thatI were to acquire a freehold housein Fulham mortgage fee and have no survey and no local authority searches how much could I expect to have to pay for conveyancing in Fulham?
Any savings you would make will be isolated to the Fulham conveyancing searches. Your conveyancer still be obliged to do everything else - money laundering, correspond with the vendors conveyancer, stamp duty return, register the title etc. You might save a bit for them not needing to register a mortgage but it will not be significant.
We see that you have a search directory listing law firms on the TSB conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Fulham?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Fulham.
I have been referred to a conveyancing solicitor in Fulham. I need to find out whether they are on the Godiva Mortgages Ltd approved list of lawyers. Could you assist?
The first thing you should do is e-mail the conveyancer and enquire if they are on the lender panel. Alternatively please get in touch with Godiva Mortgages Ltd who may be able to help.
How does conveyancing in Fulham differ for new build properties?
Most buyers of new build premises in Fulham approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Fulham tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Fulham or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Fulham I like with a park and station in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Fulham for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you require a mortgage the remaining unexpired lease term may be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
How much experience do your Fulham conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Fulham conveyancing lawyers help thousands of people move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Fulham conveyancers have worked on recent similar matters.