Can the conveyancing practitioners that you recommend carry out auction conveyancing in Putney?
There are a few niche solicitors we can put you in touch with those specialising in auction conveyancing. Putney is just one of our areas of in which our lawyers cover.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Putney. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/11/2024, the requirements read as follows :
My friend advised me that if I am purchasing in Putney I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Putney conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Putney around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Putney.
I acquired my home on 2 April and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Putney expressed confidence that it should be registered in a couple of weeks. Are transfers in Putney uniquely lengthy to register?
As far as conveyancing in Putney is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can vary according to the party submitting the application, whether it is in order and whether the Land registry need to notify any 3rd persons or bodies. At present in the region of three quarters of such applications are fully dealt with within 12 days but some can be subject to extensive hold-ups. Registration takes place after the buyer is living at the premises so registration formalities is not always primary concern but where it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Putney is where the house is located. Is there any guidance you can give?
Flying freeholds in Putney are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Putney you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Putney may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Developers have suggested I use a lawyer and I've obtained an estimate from them. It's almost £300 cheaper than my preferred Putney lawyer. Should I use them?
Housebuilders often have lists of property lawyers who are quick and who know the builder's paperwork and property lawyer. Plenty of developers offer an incentive to choose a preferred solicitor for this reason, any increased fees can be avoided and a builder will not recommend a conveyancing warehouse and run the risk of having the conveyancing delayed when they require an exchange in 28 days. A counter-argument for not agreeing to use the recommended conveyancing practitioner is that they may prove reluctant to fight for your interests at the risk of alienating the housebuilder. If you worry that this may be the situation you should keep with your local Putney conveyancer.