My brother and I have lately acquired a house in Goffs Oak. We have noticed several problems with the house which we suspect were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Goffs Oak?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Goffs Oak. Conveyancing searches and investigations initiated during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor answers a questionnaire called a Seller’s Property Information Form. answers is inaccurate, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Goffs Oak.
We see that you have a post code search directory identifying solicitors on the Skipton conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Goffs Oak?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Goffs Oak.
We wanted to use a conveyancing solicitor in Goffs Oak for our home move. Our broker informed us that our bank HSBC Bank won't deal with them. Why is this not regarded as unfair competition?
A bank may direct that an approved conveyancer act for it. Borrowers are expected to meet the cost of this. Do use our search facility to get a quote from a solicitor to conduct conveyancing in Goffs Oak on the HSBC Bank approved list of solicitors.
I have paid off my mortgage with Nottingham. I assume I don't need a Goffs Oak solicitor on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I can not work out if my bank requires a lease extension. I have called into my local Goffs Oak building society branch on various occasions and was told it wasn't a problem and they will lend. My Goffs Oak conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The conveyancing practitioner has to follow the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am due to exchange contracts on my house. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Bank of Ireland are being a right pain. The Goffs Oak solicitor who is on the Bank of Ireland conveyancing panel is saying indemnity insurance will be fine but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlybeen informed that Wolstenholmes have closed. They carried out my conveyancing in Goffs Oak for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Goffs Oak conveyancing specialists.
I am four weeks into a leasehold purchase having been recommend to a firm by the estate agent to execute conveyancing in Goffs Oak. I am not happy. Can you you assist me in finding new solicitors?
They would have to be very bad in order to consider diss instructing them. Has the loan offer been issued? If so you will need to advise them of the new contact details and have the offer are re-issued. Your solicitor ideally should be on the banks approved list to avoid added fees and frustration. So that should be your first question of the new solicitors. The search tool will assist you in finding a lender approved lawyer for your home move in Goffs Oak