I have just started taking steps with the aim of porting my domestic mortgage to a BTL Bank of Scotland mortgage. I was told by my financial advisor that I must appoint a conveyancer for this. I spoke to my past Cuffley conveyancing firm who dealt with the legals when I initially bought the house. The quote they've given of £470 is surprising as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The estimate does seem a tad on the high side. Where you are happy to invest time comparing charges you may be able to trim some of the cost by say £100 plus VAT. That being said, assuming were satisfied with the service the firm provided you maycome to regret choosing an a cheaper conveyancer. Don't forget to enquire that the conveyancer can represent Bank of Scotland. You can make use of our search tool to get a quote a Cuffley conveyancing firm on the Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in Cuffley.
Can I use your services to recommend a Conveyancing solicitor in Cuffley even where I’m not buying or disposing of a house, for instance where I intend to acquire an office in Cuffley with a loan from Nationwide Building Society?
Our comparison service is primarily there to help choose residential conveyancing solicitors in Cuffley but we have recorded at the bottom of this page a few Cuffley commercial conveyancing firms. You will need to speak with the firm directly to see if they are also authorised to represent Nationwide Building Society
What will a local search inform me concerning the property I am buying in Cuffley?
Cuffley conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search plays a central part in many a Cuffley conveyancing purchase; as long as you don’t want any nasty surprises after you move into your new home. The search will provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who did the conveyancing in Cuffley 10 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title original deeds to evidence that you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
I am purchasing my first flat in Cuffley with a loan from The Royal Bank of Scotland. The developers would not move on the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not to tell my lawyer about this deal as it will affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My wife and I have chosen a Cuffley conveyancing solicitor for our home move (novice purchasers) and have spotted in the engagement letter that they are not regulated by the FCA. Need I be concerned or is that usually the case with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. They should be regulated by the SRA, who have specific rules covering funds deposited on client account.