As someone with no idea as to conveyancing in Great Barford what’s the number one tip you can impart for the ownership transfer in Great Barford
You may not hear this from too many lawyers but conveyancing in Great Barford or throughout Bedfordshire is an adversarial process. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the transaction. E.g., the seller, estate agent and on occasion your lender. Choosing a lawyer for your conveyancing in Great Barford an important selection as your conveyancer is your adviser, and is the ONE party in the transaction whose interest is to look after your best interests and to keep you safe.
We are witnessing a definite ongoing adversarial element to conveyancing- someone has to be at fault for the process being so protracted. You your first instinct should be to trust your lawyer ahead of the other parties when it comes to the legal assignment of property.
My apartment in Great Barford is up for sale and I have a buyer. Does my property lawyer need to be on the Skipton conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Skipton conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
Me and my partner are buying a apartment in Great Barford. It might be a silly question but how we can trust a conveyancer? At some point we will need to put our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We expect to receive a AIP from Barclays this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Great Barford solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Great Barford solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Great Barford solicitor - who is on the Skipton conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Great Barford postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Great Barford.
Do I need to pay for insurance to cover chancel repairs when acquiring a house in Great Barford?
Unless a prior purchase of the premises took place after 12 October 2013 you could assume that solicitors carrying out conveyancing in Great Barford to remain recommending a chancel search and or insurance against a claim.
Due to the guidance of my in-laws I had a survey completed on a house in Great Barford prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend refuse to grant a loan on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Great Barford. Conveyancing will be smoother if you use a solicitor in Great Barford especially if they are accustomed to such properties in Great Barford.
I am an executor of my recently deceased parent's Will, with a bungalow in Great Barford which is to be marketed. The property is unregistered at HMLR and I'm told that many EAs will insist that it is in place before they will proceed. What's the procedure for this?
In the circumstances that you have set out it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.