I was told recently by my estate agent that my Biggleswade the law firm I have appointed is not on the bank Solicitor panel. What can I do to check?
The first thing you need to do is to contact your Biggleswade conveyancer. You lawyer should advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
We are due to move home in October. Will my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in Biggleswade. Conveyancing firm was organised before I stumbled across this page.
On the afternoon of completion you can pick up the house keys from the property agent however this can only occur after the vendors solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you should tell the removal company that they can start moving you in. We are not in a position to suggest a specific removal organisation but can assist you in locating a residential property solicitor in Biggleswade or a lawyer that specialises in conveyancing in Biggleswade.
Completion of my remortgage has taken place for my property in Biggleswade. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Planning on purchasing a maisonette in Biggleswade. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Biggleswade property lawyer is on the Virgin Money conveyancing panel.
It has been four months following my purchase conveyancing in Biggleswade completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one close by in Biggleswade I like with a park and transport links nearby, the downside is that it's only got 61 years on the lease. There is not much else in Biggleswade suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan that many years will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
What is different about your site and other online quote calculators for conveyancing in Biggleswade?
At this site secure a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Biggleswade. As opposed to estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. Some agents and online brokers 'recommend' solicitors who pay the highest commission, rather than the best value conveyancing in Biggleswade
I am 3 weeks into a leasehold purchase having been referred to solicitors by the high street agent to perform conveyancing in Biggleswade. I am not happy. Could you help me find new conveyancers?
A lawyer would need to be really bad in order to consider replacing them. Has your mortgage offer been sent? If so you will need to make them aware of the replacement solicitor and get the mortgage documents are re-sent. Your solicitor ideally needs to be on the mortgage company approved list to avoid supplemental costs and delays. That should be your starting point. Our find a solicitor tool should help you find a bank approved solicitor for your home move in Biggleswade