Having sold my house in Sandy last March but my buyer keeps calling every few hours complaining that their conveyancer needs to hear from mine. What should have happened now that I have sold?
Following your house sale your lawyer is committed to forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer should also confirm that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There are no post completion requirements unique to conveyancing in Sandy.
My flat in Sandy is up for sale and I have a purchaser. Will my conveyancer have to be required to be on the RBS conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
What is your number one tip for choosing a conveyancing solicitor in Sandy
We would encourage you not to go for the lowest Sandy conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Does a directory service exist listing TSB panel conveyancers in Sandy on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings visible online. If you are looking for a Sandy lawyer on the TSB please make the most of our tool.
I have decided to exercise my right to buy my property in Sandy off the council. I have a mortgage agreed with Nottingham. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
five months have gone by following my purchase conveyancing in Sandy concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Sandy is where the house is located. What do you suggest?
Flying freeholds in Sandy are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sandy you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sandy may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What tools are available to locate a Sandy solicitor on the Godiva Mortgages Ltd conveyancing panel? I have wheels and am prepared to travel upto 10miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please choose the mortgage company and your location and you will see a number of Sandy conveyancing lawyers based on proximity. We have detailed some Sandy conveyancing firms towards the end of this page and you can call them to see whether they are on the Godiva Mortgages Ltd member panel