We are about to exchange contracts for a freehold house in Green Street Green. We have hit a problem. The mortgage offer with Skipton Building Society runs out on 16/7/2025 but the vendors are suggesting a completion date of 18/7/2025. Is it possible to extend the loan offer?
The best person to deal with your issue is your conveyancer who will determine if they better off negotiating with the mortgage broker, vendor’s solicitors, property agents or conceivably all parties given the history of your house move to date.
Is there a reason why leasehold purchase conveyancing in Green Street Green costs more?
In summary, leasehold conveyancing in Green Street Green and South East London usually necessitates extra due diligence compared to freehold conveyancing. This includes analysing the lease terms, corresponding with the landlord concerning serving required notices, procuring up-to-date service charge and management information, obtaining the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.
We previously appointed conveyancing lawyers with offices in Green Street Green on the Bank of Ireland solicitor panel. They are now charging me a supplemental amount for handling the Bank of Ireland mortgage. Is this a supplemental conveyancing fee set by Bank of Ireland?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your property lawyer may levy a fee for this. The charge is not dictated by Bank of Ireland but by your Green Street Green solicitor. Numerous firms on the Bank of Ireland panel will charge ’dealing with mortgage’ fee but some firms include it on their overall fee.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Green Street Green solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Green Street Green postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Green Street Green.
Our offer on a detached house in Green Street Green has been accepted, but there is a chain. The owners have offered on somewhere, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have instructed a nearby conveyancing solicitor in Green Street Green. What do I do now? When should I get the mortgage application with Yorkshire BS started?
It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then valuation, Green Street Green conveyancing search charges, etc). First, you should check that your property lawyer is on the Yorkshire BS approved list. Concerning the subsequent steps this very much dictated by the specifics of your case, desire for this property and on the state of the market. In a buoyant market some home buyers would apply for the mortgage with Yorkshire BS and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with searches.
How does conveyancing in Green Street Green differ for newly converted properties?
Most buyers of new build property in Green Street Green contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Green Street Green typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Green Street Green or who has acted in the same development.
I am looking for a conveyancing lawyer in Green Street Green for my home move. Is there any facility to review a firm’s complaints history with the profession’s regulator?
You can search for published Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.
At long last our conveyancing in Green Street Green is set to complete on Friday, yet the couple I am buying from wishes to move out 24 hours later at at 2pm. Should I agree to such a idea?
In situations where you require a mortgage then your property lawyer will demand that the premises arevacant on Friday - the lender will insist on it.