It is 10 years ago since I purchased my house in Green Street Green. Conveyancing solicitors have recently been retained on the sale but I am unable to find my deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they may be in the possession of the conveyancers who handled the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. The vast majority of conveyancing in Green Street Green relates to registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
Do I need to attend the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Green Street Green so that I can pop in to their offices if necessary.
As opposed to 12 years ago, the vast majority lenders no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to provide ID documents and there are still manifest advantages to using a locally based ayer, in your situation a conveyancing solicitor in Green Street Green.
I need some fast conveyancing in Green Street Green as I have an ultimatum to complete inside one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Green Street Green the following are instances of issues that can be revealed and adversely affect the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...
I am purchasing a new build house in Green Street Green with the aid of help to buy. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not disclose to my solicitor about this deal as it will adversely affect my mortgage with Platform Home Loans Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Green Street Green before instructing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Green Street Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Green Street Green to see if the conveyancing will be more expensive.
In what way can the Landlord & Tenant Act 1954 affect my business property in Green Street Green and how can you help?
The 1954 Act affords a safeguard to business lessees, granting the a statutory right to apply to court for a new lease and remain in occupation when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Green Street Green is one of our many locations in which our lawyers are based